Labor pension: fixed basic amount. Basic pension benefit Basic fixed old-age insurance pension

According to the new rules, a Russian’s pension consists of three parts. The first person saves from his own funds. The second - he earns in the process labor activity. And the third is guaranteed to him by the state. It is this last, basic part of the pension that we want to tell you about today.

The concept of the basic part of the insurance pension for knowledgeable people is by no means new, since it existed even before the entry into force of Law No. 400-FZ of December 28, 2013. It’s just that earlier (until December 31, 2014 inclusive) this basic part was part of not the insurance, but the old-age labor pension and every year increased in proportion to the rise in food prices and the average annual inflation rate. Actually, except for the name and amount, nothing has changed in it this year.

What is a fixed pension supplement?

In the new law (we have already mentioned it above), the basic part of the pension is called a fixed additional payment, although in essence it is the same thing. The procedure for assigning, calculating increases and changing fixed surcharges is described in detail in Articles 16-18 of Federal Law No. 400.

All pensioners registered in the compulsory pension system can receive a fixed supplement to their pension. The fixed additional payment cannot be paid separately and is issued simultaneously with one of the following types of insurance payments:

by age/old age;
due to disability;
due to the death of the breadwinner.

According to the category to which a pensioner can be classified (who has reached retirement age, a disabled person of one of the groups, who has lost his breadwinner), his place of residence, the presence of relatives in his care, as well as the specific nature of the work, the size of the basic part of the insurance/labor pension changes.

In addition, the fixed pension is regularly indexed in February and April of the new year, in proportion to the country's price growth index. In February of this year, such indexation was already carried out: fixed values of insurance pensions of all types increased by 11.4% and amounted to:

old-age and disability pension (for disabled people of groups 1 and 2) - 4,384 rubles;
disability pension for disabled people of group 3 and survivor's pension - 2,192 rubles, i.e. half of the fixed old-age pension (clause 2 of article 16 of Federal Law No. 400);

Who is entitled to benefits?

The values listed above are typical, that is, they are assigned to those citizens who are not entitled to any benefits. At the same time, the list of benefits that allow you to receive a large supplement to your pension is quite extensive (see Article 17 of Federal Law No. 400). Namely:

If a citizen applies for a pension later than expected, the fixed additional payment increases in proportion to the delay in applying for a pension. Growth coefficients are specified in more detail in Appendix 2 of Federal Law No. 400.
For disabled people of group 1, orphans and citizens eighty years of age and older, the fixed part of the pension (hereinafter referred to as FPP) is paid in double amount.
If a pensioner or disabled person has disabled relatives under his care, then for each such relative (no more than 3 people) he is entitled to 1/3 of the private equity income.
Pensioners who have worked in the Far North for fifteen years out of 20 (for women) or 25 (for men) receive an additional pension supplement of 50% more than ordinary citizens.
Pensioners who have worked for twenty out of 20/25 years in areas equivalent to the regions of the Far North receive a 30% increase in their personal income.
Pensioners from points 4 and 5, if: they are over 80 years old, they have become disabled in group 1, or they have relatives who are supported by them who are unable to work for objective reasons, they receive a double increase from the appointed one.
Pensioners who permanently reside/moved for permanent residence in the regions of the Far North or are equal to them receive an additional payment to their pension, multiplied by the corresponding regional coefficient.
For pensioners - employees Agriculture with such work experience = 30 years, who permanently live in the village, the additional payment to the pension increases by a quarter.
Citizens from paragraphs 4, 5 and 7 have the right to receive an additional payment to the fixed part of the pension only on one of the grounds of their choice.

To better understand the mechanism of action of benefits, let's look at their application using an example:

Ivanov I.I. applied to the Pension Fund for an old-age pension. He is a group 1 disabled person and supports three disabled relatives. As a disabled person of group 1, he can receive a basic supplement (BSP) of double size + a third for each disabled dependent.

We get:

4,384 (base) +4384 (for 1 disability group) +4384 (for 3 dependents in care) = 13,153 rubles. (the amount is not exact, since the base rate is rounded).

You should take care of the documents in advance

The possibility of acquiring a number of benefits in relation to the basic part of the insurance pension is determined at the same moment when a citizen is assigned one or another type of pension (with the exception of a funded pension).

The basic part of the pension is calculated automatically. To do this, there is no need to additionally visit the Pension Fund. However, if you are applying for a fixed portion in an increased amount, then you will most likely have to provide a number of documents confirming your rights. It can be:

for agricultural workers - a collective farmer’s work book;
for persons with dependents - birth certificates, marriage and/or divorce certificates, income certificates of relatives, certificates from housing departments, court decisions, etc.
for disabled people or persons caring for disabled people - extracts from medical examination reports to establish disability;
for persons who worked in the territories of the Far North - certificates of employment, etc.
as well as other documents that may be recognized by the Pension Fund as reliable evidence.

If the package of documents you submitted is missing any papers, Pension Fund employees will notify you about this in a timely manner.

The basic pension for a citizen is set at the state level at a single rate and is subject to annual indexation. This process is carried out for all pensioners in a general manner. The indexation procedure is carried out based on parts of the labor pension accrual. Its main share is indexed depending on the rate of inflation, as well as within the budget funds allocated for the financial year.

What is the basic part and the insurance part of the pension?

Pension accruals include three components:

Basic share;
Insurance;
Cumulative.

The last of the components is not relevant to today's pensioners, since it was introduced relatively recently. This point will be relied upon when calculating pensions today for working citizens. The basic component is common to everyone. It has a fixed amount and is subject to indexation annually.

The insurance part is precisely based on the length of service and level of income of a person during his working life. Each employee made monthly contributions from his monthly earnings to the insurance fund. It is these contributions that are the basis for the formation of the insurance share of the pension accrual. It is calculated quite simply: the level of contributions to the insurance fund is divided by 19 - the expected number of years that the pensioner will live. Labor pension it consists of the sum of these two components.

Fixed basic amount of old-age labor pension in 2018

The basic part of pension accruals is, to some extent, a certain guarantee of provision for Russians of retirement age. Article 16 of Federal Law No. 400 establishes that this is a fixed component of payments with a certain amount.

Today, the basic portion for a citizen who leaves his position due to reaching retirement age is 4,805.11 rubles. In 2002, this amount was 450 rubles/month, and increased annually through indexation.

This share of accruals is mandatory for all pensioners with more than 5 years of work experience. The main goal of this part is to establish some kind of social guarantee for citizens.

What funds are used to finance the payment of the basic part of the pension?

The formation of the fundamental component occurs through contributions from enterprises. Until 2005, they paid 28% of the unified social tax, of which half went to the main part of pensions, and the second half to insurance. After 2005, this percentage was lowered to 20, and the part of contributions to the indigenous component decreased to 6%.

Despite this, payments are made from the state budget and do not depend on the specific amount of contributions made by the employee during the employment relationship. Thus, the government has committed itself to ensuring minimum size payments, and promises their gradual growth.

How is the basic part of the labor pension recalculated?

The base component is recalculated based on the pensioner’s application, which indicates the reason for the change in the amount of pension accruals. Such reasons may include:

The citizen is 80 years old;
There have been changes in the area of disability;
The number of disabled dependents or family members has changed;
There was a change in the category of the recipient of accruals due to the loss of a breadwinner.

To carry out this procedure, it is necessary, in addition to the application, to provide the entire package of supporting documents. When recalculating due to reaching the age of 80 years, this procedure is carried out from the day the citizen reaches this age.

If the reason for recalculation is an increase in the degree of disability, the procedure is carried out from the day the decision is made by the medical and social examination commission. And if the degree of disability, on the contrary, decreases, then the recalculation is made from the 1st day of the month after which the corresponding decision was made.

If you believe that the recalculation was carried out incorrectly, you can challenge this assignment. A lawyer working in your city will tell you how to do this correctly. List of available specialists

Amount of basic pension in 2018 in Russia?

Based on the inflation rate in 2017, on February 1, 2018, the basic component of pension accruals will be recalculated. According to officially provided data, last year's inflation rate was 5.4%. Accordingly, accruals were recalculated for this amount. As a result of this indexation, the cost of the pension coefficient was increased by 4.01 rubles, which is 788 rubles 28 kopecks. Based on this value, the indexation of the main component today is RUB 4,805.11. Indexation is carried out annually from February 1 of the current year.

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In addition, - to reduce the state's budget expenditures through the development of accumulative methods for forming a pension fund, so that future retirees make contributions to their piggy bank.

Taking into account international experience, a structure was proposed pension payments, consisting of 3 components: basic, insurance and, in addition, savings.

What it is

Basic - this is what the developers of the new law called the share, which is the primary element of pension payments. It was meant that this benefit is guaranteed by the state even if the citizen has a minimum work experience.

Initially, the base portion was set at 450 rubles. To obtain it, it was enough that the total duration of the working period was not less than 5 years.

Some categories of pensioners (disabled people, those supporting dependents, those with northern experience) were given increasing coefficients to the base. Every year the basic pension is indexed to compensate for inflation, rising utility bills and food prices.

At least, this was the case until 2020, when the increase turned out to be 3 times less than official inflation. In any case, the basic component of the pension was significantly less than the insurance component, which takes into account the amount of earnings and duration.

At first there were serious plans for a savings system. Future pensioners - men born in 1952, women born in 1956 - were opened personal savings accounts to form a funded pension.

But already in 2005, the government, apparently afraid that the Russian Pension Fund and independent pension funds(NPF) may not fulfill its obligations, it has curtailed this program.

Today, savings contributions go to the accounts of future pensioners whose year of birth is later than 1967, if they have confirmed their consent to remain in this program. By the way, the confirmation period expired at the end of 2020.

In 2010, the basic pension was included in insurance part called - fixed base size(FBI). And the law passed in 2013 renamed it once again.

Now its name is fixed payments to the insurance pension (IF). For 2020, the PV is set at 4,559 rubles. The term “labor” does not exist now; the pension is called by the name of the main component - insurance.

When can I receive it?

If initially, in order to receive the basic part of the benefit, two conditions were required: reaching the established retirement age and a minimum duration of work of 5 years, then the new legislation expands the list of requirements.

Fixed payments (the old basic pension) are paid along with the entire insurance pension, of which they are included as one of the components.

The insurance pension includes: FV (fixed payment) × PC 1 (increasing coefficient 1) plus IPC (individual pensioner coefficient) × SPK (cash provision pension point) × PC 2 (increasing factor 2).

You can obtain it if you meet the following requirements:

The age of the citizen corresponds to the required: men - 60, women - 55 years	For certain groups of workers, a preferential age threshold is established: hazardous work (List No. 1), heavy work (List No. 2), work in the Far North, railway workers and some others
Minimum insurance period	It should be clarified that it does not necessarily coincide with labor, since not all cases of labor activity can be confirmed by the deduction of insurance contributions. For today (2016) minimum experience equals 7 years. In the future it will increase: up to 15 years in 2024. As you can see, conditions have become tougher
Availability of a minimum IPC	The personal pension coefficient, measured in points, directly depends on the amount of contributions (and not on the citizen’s salary). It is no secret that the latter is often issued in envelopes. Therefore, there is a danger of not receiving an insurance pension at all if you do not reach the minimum number of points. In 2020, the minimum IPC is 9, with a subsequent increase to 30 in 2025 (by 2.4 points per year)

From what means is it formed?

PV are formed through the policyholder's contributions to the pension system of the Russian Federation. More specifically, from a certain portion of these contributions.

Initially, half of the single cash tax (UST), which was then 28%, was allocated to the basic part of the pension. Since 2005, these contributions have been reduced: 6% of the Unified Tax, which was also reduced to 20%.

Now, instead of a single tax, there are insurance contributions to the Mandatory Pension System(OPS), amounting to 22% for 2020, 6 of which go to the Pension Fund for the formation of a fixed payment (previously - the basic pension).

This payment can also be called joint and several, since it is intended for other pensioners. The remaining 16 go to finance their insurance or savings component, depending on the wishes of the worker, that is, to an individual personal account.

The maximum salary fund, which is subject to contributions, after indexation in 2020 is set at 796 thousand rubles. Above this amount, the entrepreneur pays 10%. There are also additional tariffs for employers.

Harmful and dangerous work is subject to increased taxation: for List No. 1 - by 9, No. 2 and others - by 6% (if the entrepreneur does not reassess working conditions). When conducting an examination, fees increase to a lesser extent.

Some insurers enjoy benefits, the purpose of which is to promote the priority development of certain regions: Crimea and Sevastopol, as free economic zones, the free port of Vladivostok, and some other priority development territories.

Since the president and the government strive to maximally support the living standards of older people, the community health insurance system cannot cope with the tasks assigned to it. In fact, the state budget is fueling the lack of funding for the Pension Fund.

Basic pension amount

The fixed payment to the old-age insurance pension (total - 4383 rubles) as of January 2020 is:

Citizens supporting dependents	5844–8767
Disabled people of group I and those who have lived to 80 years of age	8767
The same, but supporting dependents	1022–13150
Have worked in the Far North for 15 years, if available insurance period at least 25 years for men and 20 for women	6575
Those who have reached 80 years of age or are disabled group I	13150
Those who have worked for at least 15 years in the Far North and have 25 years of insurance experience - men and 20 - women supporting dependents	8767–13150
80-year-olds or disabled people of group I supporting dependents	15342–19726
Those who have worked in areas equivalent to Far North 20 years, having earned 25 years of insurance experience for men and 20 for women	5698
The same category upon reaching 80 years of age, as well as disabled people of group I	11397
Those who have worked in conditions equivalent to the Far North for 20 years and have 25 years of insurance experience - men and 20 - women supporting dependents	7598–11397
They, upon reaching 80 years of age, or disabled people of group I, in the case of supporting dependents	13296–17096

Disability pensioners:

Amount of disability pension with supplements:

Disabled people of group I	8767
With dependents	10228–13150
Group II	4383
With dependents	5844–8767
III group with dependents	3653–6575
Disabled people of group I who are 15 years old length of service in the Far North, of which insurance: 25 years - for men and 20 - for women	13150
For those with dependents	15342–19726
	6575
With dependents	8767–13150
	3287
With dependents	5479–9863
Group I disabled people who have worked for 20 years in areas equated to the Far North and have 25 years of insurance experience - men and 20 years - women	11397
For those with dependents	13296–17096
Group II, under the same conditions	5698
With dependents	7598–11397
Group III, under the same conditions	2849
With dependents	4748–8548

Every working citizen understands that he will not be able to work all his life and that he must think about retirement. The main criterion that will subsequently affect the amount of your benefit is official employment; receiving a “white” salary is the key to your prosperity in the future.

Due to innovations in the field pension provision It is worth thinking about many issues related to pensions. The pension reform has led to the fact that citizens can take care of further payments on their own.

The pension is now divided into two main components - this and funded pension. As for the second part, here you can even choose at your discretion whether the PF is state or non-state.

What it is?

So, SP is an integral part of payments that are calculated for each citizen individually. It depends on the cause of the insured event. JVs can, for various reasons,:

old age;
when a citizen retires upon reaching a certain age threshold;
disability;

Why is it called “insurance”? It's simple: the main purpose of these payments is to provide for the insured person due to loss of ability to work (or something that was not initially acquired - this applies to minor children who have lost a parent and receive survivor benefits).

The pension is paid every month, sometimes in order to extend or cancel it it is necessary to provide documents confirming the fact of this need.

The old age pension itself, or the loss of a breadwinner, consists of two main parts:

the first is actually;
the second is a fixed payment to it.

What is a fixed payment?

SP is calculated for each citizen individually and depends on certain factors. The main ones:

The latter is assigned depending on the level of income received and the period of work. The law describes some requirements regarding this indicator; if the minimum indicator is not reached, then the citizen does not have the right to receive these payments.

In addition, we note that reform of pension laws is also taking place in this area, which leads to a gradual and step-by-step increase in these indicators every year.

Chapter 5, Article 18 of Federal Law No. 173 “On Labor Pensions” describes the procedure for assigning and paying a fixed bonus. The fixed payment to the joint venture is an amount that is fixed by law.

Compensation amount

It represents compensation, which is determined at the state level and constantly. Its value does not depend on length of service and age limits. The main factors determining its size are:

the value that is established at the state level;
the level of inflation in the country;
(, old age or);
category.

Why did you select the base part?

In the labor pension, which is income that replaces wages, the basic part is allocated. This is the smallest portion that is paid to all SP recipients. It is some incentive to obtain the right to a joint venture. This is a mandatory level of income that a citizen will receive in any case, at any level and age.

What does it consist of?

The amount of the basic insurance payment is now called a fixed rate; it is determined by the state and paid from the local or state budget. It may depend on the category, which is determined depending on the type of work of an able-bodied citizen.

The basic payment is an echo of the past, then it was about some kind of “equalization”, when all pensioners received almost an equal amount. The fixed part has replaced it and is a guarantee of social security for pensioners. The size of the base part is fixed, however, you still need to obtain the right to have it credited to you.

A prerequisite is to obtain a joint venture. It, in turn, is paid only upon reaching a certain age and length of service.

Rate Changes

If we talk about specific quantities, then consider what level fixed payments Was installed:

01/01/2015 – 3935 rubles;
02/01/2015 – 4383.59 rubles;
02/01/2016 – 4558.93 rubles;
01/01/2017 – 4558.93 rubles.

Reforming pension laws

The fixed part of the pension is a certain amount. Its value is influenced by only one parameter and this is inflation in the country. This pension amount can only increase if the authorities make such a decision. A prerequisite for this phenomenon may be a stable situation in the country and the availability of free funds in the Pension Fund.

Pension laws are also being reformed in the direction of fixed rates. All questions that relate to can be viewed in Article 16 of Federal Law No. 400 dated December 28, 2013 “On insurance pensions”. This rate may increase; it should be initiated by the Government of the Russian Federation after the end of the first quarter of the year.

Increasing factor for late exit

If a citizen receives and does not do this, then the fixed pension increase coefficient is applied to this employee. The procedure for determining it is described in Federal Law No. 400 of December 28, 2013 “On Insurance Pensions” in Part 5 of Article 16.

The base portion is recalculated upon reaching 80 years of age., the pensioner receives the right to a supplement in the amount of 100% of the fixed part of the insurance pension. It is also advisable to recalculate if a person who has received the right to retire and now decides to take advantage of this privilege.

Conclusion

Currently, reforms are being carried out in the field of pensions, the age at which one can retire is increasingly rising. But there is also positive sides, citizens can now determine for themselves where will he go deduction from their income to a funded pension.

If you want to go on a well-deserved rest, then you can calculate in advance how much you will be charged. For those pensioners who go on vacation after receiving their right, increased coefficients are applied to the fixed part of the insurance pension.