Retirement age for mothers with many children. How is an early pension assigned to mothers with many children? Pension for mothers with 3 children

Raising children is a huge job, especially if there are several of these children. In Russia, women who have given birth or have adopted three children or more are considered. These persons are allocated in a separate category, because raising one child takes a lot of time, two - for themselves and extraneous matters - almost no time is left, and three or four - this is a lot, moreover, they must be given to primary school and preschool age all his time, attention, strength and, of course, money.

It is the financial side of the issue that worries Russian mothers in the first place. Do they have any privileges, an increased pension, an earlier period of getting a well-deserved rest, etc. The state provided various privileges for women with large families as a necessary measure in gratitude for their determination and responsibility. Depending on the region, the number of children for recognizing a mother as “having many children” may vary: somewhere it’s five, somewhere three, and, for example, in the Far North comes a mother of two children.

Legislative regulation

Pension guarantees for women who have given birth to several children in Russia are regulated in December 28, 2013.

IN 32 article   This legal act refers to the right to early retirement for mothers with many children. However, generally accepted norms here are slightly changing. So, in pension legislation, the preferential category is considered mother with five childrenand not with three. Although, in accordance with Decree of the President of the Russian Federation No. 431 of May 5, 1992, each region has the right to independently determine which family is considered to be large.

But still it is Federal Law No. 400 names special conditions, in full compliance with which such a woman can begin to receive a pension from 50 years. He also establishes additional benefits, payment of material assistance, some compensation, etc.

Terms of Service

So, now you have to deal with the conditions when these guarantees are provided. After all, not everyone is given such privileges. The state strictly monitors the implementation of all requirements, because these benefits are financed from the federal budget, therefore, come from contributions from taxpayers. Before the appointment of a pension, a citizen and all documents and information provided by him are checked.

Mandatory criteria   to assign a preferential pension to a mother with many children:

There is another option. It is considered special because it applies to women, living and working in the North. Here the conditions are:

•   or give birth to at least two children;
• accumulate an individual pension coefficient (IPC) of at least 30 points;
• have 20 years of insurance experience;
• work in the Far North for 12 years or 17 in an area equivalent to it.

A woman may be denied the right to a preferential pension if she has not managed to raise one of her children before the age of eight. The reason for this may be the death of the child, the deprivation of the mother’s parental rights, etc. If the woman was taken away from the child in a court of law, it would be his Pension Fund specialists who would not be taken into account when the benefit was allocated early, that is, it would be considered that there are one fewer children than she actually gave birth. If the deprivation of maternal rights occurred after the appointment of a pension, then payments will not be terminated in this case.

The fact of adoption does not in any way cancel the right to early appointment of a pension; they are taken into account, as well as relatives. Recording a woman as a mother in a birth certificate means that she is raising him from the moment she is born. The adoption date does not play any role here. Children from different marriages, currently living in the same family, stepbrothers and sisters will not be counted in the appointment of early retirement. This fact can be changed only if a woman decides to adopt them, and thus the total number reaches five.

If children live separately from their mother, this does not mean that the Pension Fund will be denied a pension ahead of schedule. Here, only the fact of deprivation of parental rights will adversely affect.

The procedure for calculating the insurance period and pension points

At the birth of a child, the enterprise is required to provide the mother as well. The latter is from the average employee earnings. This whole period enters into the labor and insurance experience. However, for a mother with many children who has given birth to more than two children, the decree does not count for everyone, but only for the first-born and second. True, a bill has recently been put forward on including a third child in the length of maternity leave. It turns out that now it will be added not 3 years, as before, but 4,5.

In addition to the length of service, the decree also affects individual pension coefficient. In accordance with Federal Law No. 400, a woman will receive for the birth and upbringing of each of her children extra points   in this amount:

Turns out that for the birth of five   children she will be credited with 21.6 points. And here and to a minimum of 30 close.

The procedure for calculating the amount of collateral

Pension allowance of a mother with many children calculated and charged   depending on several key factors:

• the total amount of contributions to the FIU during the period of employment;
• working and insurance seniority of an employee;
• individual pension coefficient (IPC);

In 2018, the pension consists of two components:

• fixed payment - today it is equal to 4997.32 rubles;
• the insurance part of the allowance - depends on the length of service calculated in the IPC, and on the cost of points, which from April 1 of the current year increased to 81.49 rubles.

On the IPC   An employee is affected by several factors:

• total worked calendar experience recorded in the work book;
• the totality of contributions to the FIU paid by the employer in the amount of 22% of the citizen's salary.

The procedure for registration and the list of documents provided

The future pensioner must apply to the local branch of the Pension Fundwhere to bring the next package of documents :

Employees of the FIU have 3 months to verify the accuracy of all data, register documents, and form a payment case. Then, after the decision is made, the pension is assigned from the current month and indefinitely.

Types of benefits

The constant employment of several children, two, three, five or more, is exhausting. The difficulty lies not only in surrounding them with their care and attention, but also in daily household chores and in trying to provide at least some minimum for their comfortable living and hobbies. Here we are talking about material wealth. But how can mother keep up with all this and work? Many mothers with their daily worries simply physically fail to bring cash income to their families. To this end, the state decided to provide such large families benefits, surcharges, surcharges   and other privileges.

Women who have given birth to at least   three children, at the state level are recognized as mothers of many children.

They, in accordance with such status, are entitled following advantages:

1.   at the birth (adoption) of the second and subsequent child after 2007. In the current 2018, its amount is 453 thousand rubles. This money can be directed to the funded part of mom’s pension, or housing reconstruction. Since 2015, another direction has been added related to. Funds under the certificate for family capital can be used to buy medicines for such a child, pay for medical services, operations, purchase of special equipment, equipment (trainers, prostheses, a wheelchair, etc.).
2.   at a rate of 30%, receipt of solid fuel.
3. Granting out of turn.
4. Free public transport in the city.
5. Allocation of a summer cottage first of all.
6. Organization of a peasant farm (peasant farm) for a subsidy or interest-free loan.
7. Tax incentives - monthly. For the first and second for 1400 rubles, for the third and subsequent for 3000 rubles, and for or a student up to 24 years of age for 6000 rubles.
8. Labor benefits - an additional weekend, a reduction in the length of the working day or week without being recorded in the work book.

Should mothers with many children be expected to increase in 2018

This year, mothers with many children receiving pension payments from the state should expect such changes:

1. Starting from 04/01/2018, annual indexation of social pensions by 4.10% will be carried out. The average amount of old-age insurance pension payments will increase by approximately 400 rubles. and can reach 14045rub.
2. The period of payment of the funded part of the pension is increased to 246 months.
3. Women who went on well-deserved rest before 2015 and gave birth to children during the USSR (until 1990) may receive an additional payment. For one child, the increase will be 1.8 points (3416 rubles), 3.6 for two (4270 rubles), and for three or more, 5.4 points (5124 rubles). Mothers who are over 80 years old today are paid a slightly larger surcharge: for 1 child 5970 rubles, for two 6832 rubles, for three 7680 rubles. For mothers over the age of eighty who are able to document a disability group, the surcharge will be paid in the amount of: for 1 child 4,000 rubles-11,200 rubles, for two 644 rubles-12,800 rubles, for three 7200 rubles-14,400 rubles .
4. The Government also plans to increase the size of single and monthly benefits for mothers with many children.

On the pension provision of mothers with many children, see the following video:

In July 2017, the regional branches of the Pension Fund of Russia (PFR) began to provide in open sources (referring to numerous publications in the media and on the official website of the PFR) long awaited clarifications   regarding the hype that has developed since the beginning of this year in many regions of the country around the so-called “Increase in pension for children to pensioners”.

According to earlier rumors, retired women, having filed a corresponding application with the FIU, may receive pension supplement for children born before 1990   (or even in Soviet times until 1991 - including for adult children born before 1980), the amount of which for each child can reach up to several hundred rubles   (accordingly, the more children a retired mother has, the larger the allowance will be).

Many women who independently applied to the Pension Fund on this issue, already really got   a constant addition to the pension for children in 2017, which caused unprecedented excitement among other pensioners. This led to the formation of huge queues in the client services of the FIU and forced their employees to provide detailed explanations.

What are the benefits for pensioners for children?

Just note that we are not talking about some kind of self-payment! Child retirement benefit as a result of recalculation   due to the fact that according to the new law, the rules for calculating a retirement pension (assigned both for old age upon reaching retirement age and for disability) have changed since January 1, 2015, and now, in addition to work periods, its size is also affected “Non-insurance periods”   - in particular, the implementation by one of the parents (usually the mother) of caring for each child until they reach the age of 1.5 (Article 12 of the Federal Law of December 28, 2013 No. 400-ФЗ).

So that in the future there will be no additional misconceptions, you can immediately highlight for yourself most important points   regarding the receipt of this increase:

1. Those retirees who retired after January 1, 2015, no need to apply for recalculation, since the most profitable option for them has already been calculated and assigned for payment. Recalculation is supposed only if the woman has non-insurance periods, unaccounted for upon appointment of a pension until January 1, 2015   or taken into account according to the old rules, for which pension points are now accrued according to the new law dated December 28, 2013 No. 400-ФЗ.

Application deadline for recalculating pensions for women for children not limited in time   - in other words, you can apply at any time, and not only by personal appeal to your branch of the Pension Fund, but also:

• through multifunctional centers MFC   - such an opportunity already exists in most regions or will be available in the near future;
• by applying remotely   - over the Internet through a single portal of public services or by mail.

2. Resulting from recalculation individual pension supplement for children   and is not guaranteed for all pensioners, since replacing seniority with a period of childcare will not always be beneficial.

   According to statistics only in 20-30% of cases   the amount of the paid pension may be increased, and the amount of the increase may range from several rubles to several hundred, or, in some cases, may even exceed one thousand rubles.

3. If the recalculation is obtained with a minus sign, then current pension will not decrease   (since the deterioration of the pension provision is not allowed by the current law), and the employees of the Pension Fund will decide on the refusal.

Who is entitled to a pension supplement for children

We immediately note that the year of birth of the children is not decisive   - they can be born before 1990, and at any time after this period.

The misconception that the supplement is due only for children born before 1990 (1991) arose because the new procedure for accounting for pension rights introduced in 2015 gives a tangible bonus to pension for adult children to those pensioners who have predominantly “ Soviet ”experience, which now has little effect on the size of the pension and which can be taken into account on more favorable conditions for the pensioner in the form of pension points. They are recommended to carry out such recalculation first of all. As a rule, such mothers in their overwhelming majority just retired before January 1, 2015 (and they can already be at a very respectable age - they can be 70, 80, and even more).

However it is by no means does not meanthat if children are born after the collapse of the USSR, a woman will automatically lose the right to such recalculation! Just usually he may not be profitable to them   for some other reasons (for example, if a woman's seniority was formed mainly after the beginning of the 1990s under the newer, Russian pension laws).

It should be understood that the periods of caring for children themselves do not imply an automatic increase in the pension, since often the periods of work already taken into account when assigning it make a higher contribution to the payment amount than replacing them with 1.5 years of caring for each child. In practice, there are a large number of special cases in which it may be profitable or not profitable to perform such a recalculation (see table).

Thus, first of all, pensioners with 2 or more children who had low earnings and (or) low work experience can count on receiving an allowance for children as a result of recalculation of pensions.

Recalculation is contraindicated   pensioners whose pension was granted on preferential terms. Recipients of early retirement benefitswho have not reached retirement age, as a result of the replacement of the labor period by “non-insurance” 1.5 years of childcare, preferential experience is lost, which may lead to loss of the right to early retirement.

How many points are given for each child when recalculating

Since 2015, the main indicator affecting the size of the paid pension is the number of so-called "retirement points"   (actually, by law, this is called “Individual pension coefficient”   - IPC) recorded in the Pension Fund on the individual personal account of a pensioner. This parameter does not reflect in rubles, as was done before, but in relative units   size of a citizen's pension rights to an insurance (labor) pension.

Pension points on the personal account are formed in two main ways:

• by employer compulsory insurance premiums   (in 2019, 22% of the employee wage fund, of which 6% go to the formation of a fixed payment, and 16% are taken into account in an individual personal account in the form of pension points);
• by taking into account the so-called “non-insurance periods” of socially significant activities when the future pensioner does not work and contributions for him are not deducted, however pension rights formed at the expense of the state   (A full list of such periods is listed in Article 12 of Law No. 400-FZ of 12.28.2013 - this, in particular, is the time of military service on conscription for men, one of the parents care for each child up to 1.5 years   and etc.)

If as a result of the calculations size increase will be negative, then it will not be profitable for the pensioner to make such a replacement, and the Pension Fund employees will refuse to execute the recalculation (that is, the size of the pension in any case will not decrease).

What documents are needed for recalculation

For recalculation of the size of the pension, taking into account non-insurance periods under the new rules, you should contact only those pensioners (one of the parents who took care of a child under 1.5 years old) for whom she was appointed until 2015. Recipients of an old-age or disability insurance pension can do this. Recalculation is made only at the request of a pensioner, which must be submitted to the branch of the Pension Fund that pays the pension (since it is the pensioner's pay-off file that is used to calculate the additional payment for the children born).

Since this is about regular pension application, a standard application is used for it, the form of which is approved by Order of the Ministry of Labor of the Russian Federation dated January 19, 2016 No. 14n (Appendix No. 2 to the Administrative Regulation of the PFR on the provision of public services for establishing pensions).

Along with the completed application, they are accepted personal documents:

• pensioner's identity card (passport of a citizen of the Russian Federation);
• certificate of compulsory pension insurance (SNILS).

Also according to paragraph 2 of Art. 23 laws “About insurance pensions”   an application for recalculation is accepted subject to the provision of a pensioner documents required for its implementation.

First of all, the presence of non-insurance periods is confirmed on the basis of documents already in the pensioner's pay case, as well as personalized accounting information available to the employees of the Pension Fund. If, however, information about the periods of caring for children until they reach 1.5 years of age is not available or is incomplete, then the applicant confirms their availability additional documents:

• birth certificates of all children (in their absence, you can order a birth certificate from the registry office);
• documents confirming that children have reached the age of one and a half years - this can be any official document issued to the child by state bodies at a later age (child's passport, certificate or diploma of education, military ID, etc.).

If the birth certificate is stamped with the child’s receipt of a passport of a citizen of the Russian Federation after he reaches the age of 14, then only a birth certificate will be enough   with the corresponding mark!

How to apply for a pension supplement for children

You can submit an application and the necessary documents for the allocation to your Pension Fund branch at any time convenient for the pensioner - the term of circulation is not limited. If a positive decision is made (if, as a result of recalculation, the amount of the pension changes upward), the pension will be assigned taking into account the increase only from the 1st of the next month. Supplement to the pension for children to pensioners for the previous period (missed since the new law came into force on January 1, 2015) not produced.

You can apply for recalculation in one of four ways.

The legislation of the Russian Federation is very sensitive to the protection of the institution of motherhood and family, because a pension for mothers with many children in 2019 implies a chance of early registration, and the presence of additional incentives and benefits. This attitude is associated with the mass of difficulties faced by women in whose families there are several minors. And these difficulties are not only financial in nature, but also psychological, which entails the depletion of the nervous system and the body as a whole. Thus, the policy is aimed at increasing the birth rate.

The basics

According to domestic law, all persons who are citizens of the country, as well as every foreigner who has a permit for permanent or temporary residence in the territory of the state, are entitled to receive pension payments. At the same time, the procedure for accruing pension benefits upon reaching a well-deserved rest, as well as its size will depend on the position and length of service. So, there are such grounds for vesting with retirement benefits:

• you can leave only when the experience exceeds 15 years of work;
• making regular payments to the pension fund from salaries.

Important! In addition, certain categories of citizens are provided for, which provide for the right to early retirement. The pension system additionally provides for a number of preferential benefits.

Federal Law No. 400 is the main document that defines the circle of persons who are entitled to a preferential pension. In particular, it is guaranteed to women with children of more than three people. In this case, retirement for mothers with many children is allowed at 50 years.

Special subjects

  An early pension for mothers with many children in Russia can be issued in a limited list of cases. And the proof of the facts of biological birth, when a woman was not allowed to continue raising a child, will not be considered.

Table No. 1 “Who is entitled to a preferential old-age pension, and on what conditions”

Help

Early retirement is not the only advantage that the state offers. As mentioned above, the retirement age for certain categories of families has different indicators and how many years it will be allowed to draw up a pension for a mother with many children depends on the number of minors in the family, as well as the characteristics of the work performed. In addition to an early vacation, women with three or more children can count on additional benefits.

In particular, while retiring, you can take advantage of this benefit:

• before going on vacation, mothers with many children are allowed to receive maternity capital, the funds of which have a special purpose and can be spent to improve the living conditions of minors;
• families with three or more children are guaranteed to receive a 30% discount on utility bills;
• the child gets a place in the kindergarten out of turn when it comes time to begin pre-school education (all children receive benefits);
• with a pension, the parent has the opportunity to travel in public transport for free;
• families with three children are entitled to interest-free loans;
• at the enterprise, mom can fulfill facilitated working conditions or change the work schedule;
• provision of summer vacation.

This is not a complete list of benefits that are provided by the preferential policy for pensioners and still working parents with many children before they receive pensions.

Women with two children today rarely decide to give birth yet, because the status of having many children today is almost out of the ordinary. Nevertheless, the state considers it obligatory to support such women. Pensions for mothers with many children in Russia are calculated in the general manner, but some benefits are provided for in the manner in which they are granted.

Motherhood

The most important benefit from the state has been established as to how much a large mother can retire. But first, we will analyze the status and criteria for its relationship. In society, it is generally accepted that the presence of three children or more gives the assignment of the title of many children. This is so, and a woman rightfully uses certain social benefits. But this rule does not apply in the case of a pension.

  note

There is no detailed description in the law governing the payment of this category, but the requirement of having 5 children is mentioned.

The amendment on the provision of similar opportunities and the provision of an earlier pension for a mother of many children of 3 children or more is permissible at the level of local authorities. This should be clarified in the social and pension funds in your city.

Retirement Conditions

An early pension for mothers with many children shall be subject to each of these requirements:

•   The presence of 5 kids or more. The difference between adopted and relatives is not made. In this case, parental rights are taken into account. Those. for example, when living together with an unsophisticated stepson or stepdaughter, children are not considered “legal”. And in the opposite case, if the father, grandmother or other relatives in fact bring up the native children, the status of the woman is not withdrawn, if she is not deprived of parental rights (even when separated).
•   Achieving 50 years is the minimum norm.
•   By the time they reach age, children must be over 8 years old. At the same time, the retirement of a mother with many children is postponed until the youngest is 8 years old. In the same year it is permissible to deal with the design.
•   The period of official employment is over 15 years.

If at least one criterion does not match, there is no way to retire earlier.

In regions, a preferential pension for a mother with many children can be provided on more loyal terms. For example, for women working in difficult conditions (Far North) it is permissible to fulfill the following requirements:

•   The presence of 3 children.
•   Total work experience - 20 years.
•   The period of work in the northern regions is 12-17 years (the sizes are fixed by region).

Features of the calculation

The pension for mothers with many children in 2017 is calculated under the same conditions as for all citizens. The length of service prescribed by law and the number of individual points are taken into account. The latter are formed by insurance premiums paid by the employer based on the size of the salary. Today, the minimum score is 9 points. But, according to pension reform, the limit is subject to increase to the standard of 30 every year.

Thus, what kind of pension will be paid to mothers with many children depends on her personal characteristics and the amount of insurance points.

Women who have already paid out payments at earlier rates can now recalculate. This is due to changes in the registration of leave for children up to 1.5 years. Today, 6 years on such leave are included in the length of service, and even before 2014, such a rule was valid for only 3 years.   But the more children, the more time a woman is forced to evade work and provide them with proper care, especially in infancy. And this does not make it possible to form the proper length of service.

A separate supplement to the pension for mothers with many children at the state level is not provided today.

What documents are needed for registration

To recalculate or apply, you must visit the Pension Fund. There is a pension for mothers with many children when transferring such documents:

•   Passport.
•   Baby birth certificates.
•   Death certificate if one of the babies dies. It is taken into account if he was over 8 years old. Otherwise, the child is not counted in the total.
•   Documents confirming work hours: certificates from employers, work book, etc.
•   Confirmation of the salary level until 2002, when insurance contributions were not deducted (if any).
•   Documents giving the right to additional benefits: single mother, disabled child (if any).

After 10 days, the first payment is accrued or a response is received regarding the allocation.

Thus, a mother with many children receives retirement benefits mainly in the opportunity to apply for it earlier, and not in the increase in her size.

The article tells on what conditions pension is paid to mothers with many children in 2019, explains the nuances of the law.

Key Points

The state encourages fertility. Mothers with many children have many benefits, including retirement early.

In the Russian Federation, pension benefits simply cannot be obtained.

The right to early retirement benefits is provided by preferential seniority or large families.

4 conditions for early retirement:

1. Age not less than fifty years;
2. Birth of 5 children.
3. Kids over 8 years old.
4. Insurance activity 15 years.

Example. Semenova V.M. brings up five children. The youngest son was six years old. In this case, you cannot apply for a benefit. We'll have to wait until the boy is eight years old.

If you have experience in the Far North, then the benefit can be obtained with two children

In Russia, there is a preferential procedure for paying guardians. The retirement age for one and a half years is reduced by 1 year. Experience must be at least fifteen years. The maximum decrease occurs for five years.

Transfers Size

For mothers with many children, early retirement pension is listed in different ways.

The amount depends on the following indicators:

• the salary of a mother with many children;
• the pension of a mother with many children also depends on the number of years of work;
• the age when a woman came to see the specialists of the Public Fund.

Data on seniority and wages must be confirmed by documents.

Required documents

When the mother of 3 children goes on a well-deserved rest, it is necessary to confirm the right to benefit.

Important! Information on labor activity is confirmed by the labor book. It contains all the relevant information about the periods of work. If the work was conducted not only on the work book, additional certificates and contracts will be required.

The right to early retirement pension is confirmed by documents on the birth of children and their upbringing up to eight years.

Native mothers and those who adopted children have equal rights. And those and others can go on vacation ahead of schedule.

Until 2002, data is provided on any sixty months of employment.

Specialists of the pension fund department carefully check all the documents. If necessary, they will send additional inquiries about the work of citizens who retire. It is advisable to come to the consultation in advance to check if everything is in order.

Nuances

  The upbringing of children of spouses does not give the right to early payment of old age. It is the official adoption that is required.

Example. Kuzovkina N.A. brought up three sons and two daughters of her husband from his first marriage. She began to raise girls from the age of three, and did not officially adopt them. In this case, the woman does not retire earlier than the set time, since she did not adopt the children of her husband.

No preferential pension is granted for mothers with many children if children under eight years of age have not been brought up. For example, children have died before this age, or there are other reasons. Applicants with three children lose their right to benefit if they have been deprived of parental rights.

Before retiring, applicants may come for a consultation with the specialists of the OPFR. Employees will consider the documents, tell you which certificates need to be additionally submitted.

Categories of beneficiaries

1. Moms who have given birth to five children and work under normal conditions. At the same time, an insurance period of at least fifteen years is required.
2. Moms who gave birth to two babies. They have experience in the Far North or in equivalent areas.

Thus, to get benefits, you need to raise 5 children or 2 children, but work in climatic difficult areas. Five years earlier, payments can be made when there is experience and children. At age 50, you can already contact the specialists of the pension fund.

Even if a woman raised four or five children and did not work, there will be no benefits. For example, the period of receiving a pension in case of loss of a breadwinner is not included in the period of insurance activity.

If it is not possible to receive a pension on this basis earlier, other provisions of the law may apply. How many years the privilege relies depends on the conditions of work.

Rules for calculating seniority

Childcare time is included in the length of service. Changes were made by law No. 427-FZ.

When determining the right to payments, the time of “sitting” with children under one and a half years is taken into account. Maximum four and a half years are taken into account. Previously, three years were counted as much as possible.

Therefore, mothers with many children will receive increased transfers. To confirm the time of care, it is necessary to apply with supporting documents to the specialists of OPFR.

For applicants who previously applied for benefits, the right to apply with supporting documents for recalculation is given. The time of "sitting" with children does not pass without a trace. Pension points are assumed;

1. During the "sitting" with the first baby is given a half point.
2. 3.6 points are due during the care of the second baby.
3. For the third baby and the fourth, 5.4 points are already given.

Points are given to mothers who refused to work and sat with their children. A woman can choose for what period to take points: take into account the period of work or "sitting" with children.

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