Pensions for working pensioners will be increased. Minimum pension in Russia

What is the indexing order? pension payments provided for by the legislation of the Russian Federation? What will happen to the indexation of pensions for working pensioners in 2018? Indexation or recalculation of pension: which is more profitable?

Pension for working pensioners in 2018:

will there be an increase in pension?

At the moment, due to the instability of the economic situation in the country, the level of negative impact of increased inflation on household incomes is increasing. Annual recalculation of pensions helps reduce the impact of inflation on the level of well-being of citizens retirement age. Annual indexation of pensions is aimed at stabilizing the incomes of older citizens and preserving their purchasing power. It is expressed as an increase in monthly labor pension payments by a percentage of their total amount.

The procedure for indexing pensions

The legislation of the Russian Federation provides for the following procedure for indexing pension payments:

In case of a sharp increase in the average price level by more than 6%, quarterly recalculations are carried out - 4 recalculations per year.
With a significant, but not so rapid rise in prices, also more than 6%, it is carried out once every six months. Often, in early February and August.
If the price increase does not exceed 6%, one recalculation of pension payments is carried out in early February.

In 2018, it was decided to change pension indexation procedure – now the first interest accrual will be made on January 1, which will allow you to receive a new amount of pension payment at the very beginning of the year.

An increase in the labor pension, both its insurance part and the funded one, is possible only with recalculation, which is carried out in a declared or non-declared form.

When indexing, most often it is not necessary to provide a special statement, change monthly payment carried out in accordance with the rules in force at that time legislative acts and by order of the Pension Fund.

Latest news about the abolition of pension indexation

working pensioners in 2018

In a recent statement by the head of the Ministry of Finance Anton Siluanov, it was stipulated that increase in pensions for working pensioners in 2018 Due to indexation, monthly payments are not provided. This policy is determined to be aimed primarily at supporting persons who do not have additional source earnings in addition to pension fund payments. At the same time, citizens of retirement age who continue to increase their work experience will lose the following indexation percentages:

From January 1, 2018, pension payments to non-working citizens of retirement age have been increased by 3.7%.
From April 1, 2018, an increase of 4.1% is predicted.

The low cost of percent growth in pension insurance payments is associated with the low inflation rate over the past year. According to statistical studies, its average value in 2017 was equal to 3% and in the current year it will be slightly more than 4%.

According to latest news In addition to indexation, the government provides for an increase in the price of the pension score - in 2018 it should be equal to 81.49 rubles. For working pensioners in 2018 it is planned to accrue points length of service– maximum 3, their total cost will be 244.47 rubles. There is some slight increase in cost here - the pension recalculation on August 1, 2017 provided for the price of three points in the amount of 235.74 rubles.

The head of the Ministry of Finance, Anton Siluanov, emphasized that in 2018 a general, widespread increase in wages will be implemented, “the increase will be higher than inflation.” Based on this information, we can conclude that indexation is not calculated pensions for working pensioners can be made up for by a general increase in wages. According to official information on salaries in 2018, it is planned to make an increase for employees budgetary sphere within 23%. Also, on average, there will be an increase in payments to employees in other areas by 4.1% from 2017 levels.

Cancellation of indexation for working pensioners in 2018

Bill on abolition of indexation of pension payments employed pensioners was proposed and implemented “pension reform” along with a number of others at the beginning of 2016, which was due to the difficult situation of the country’s economy. It should be noted that all restrictions on calculating interest for working pensioners apply only to those who are insurance coverage. For persons receiving pensions from the state or social interest, recalculation of interest is mandatory.

It is now clear that indexation of pensions for working pensioners in 2018 remains in the same long-term freeze it was placed into in 2015. The question of whether the resumption of accrual of interest on pensions is planned to be brought up again for discussion by the government only when the budget for 2020 is revised. Until this time, the resumption of accruals seems unlikely.

It should be noted that all restrictions are valid only at the time the employment contract is valid. Pension recalculation taking into account accumulated points and indexation percentages can be made when dismissal from the place of work. The recalculation is carried out within three months from the date of completion of employment without first submitting an application and is drawn up according to the documentation submitted by the employer to the insurance fund.

Pension recalculation on August 1, 2018

Accrual pensions from August 1 for employed citizens of retirement age will be carried out according to the points system introduced in the Russian Federation in 2015. It provides for the calculation of monthly payments on an individual basis. Thus, bonuses are awarded for length of service, a certain type of service, conscription in the army, maternity leave, caring for a disabled person of the 1st group, etc.

In 2018, all pensioners carrying out labor activity, will receive a fixed monthly bonus for a year of work experience - within three points. Their number will depend on the volume and frequency of relevant payments from their employers in Pension Fund.

This year the cost of one pension point is 81.49 rubles, it will be equal to the minimum increase. The maximum will not exceed 3 per year of service and will be within 244.47 rubles.

Indexation or recalculation of pension : which is more profitable?

If interest is accrued by the state periodically and in accordance with the current level of inflation, then we can talk about their significantly greater benefits. This is primarily due to the fact that in this case, payments are made by the pension fund and do not depend on the employer calculating payments for recalculation, or on the ratio of “white” and “black” wages. In addition, according to indexation, not fixed periodic payments are accrued annually, but interest on the total amount of the monthly pension payment, which allows you to increase the amount of accruals in the future.

For example calculation you can clearly see how different payments for indexation and recalculation are. So, if a citizen has a pension of 8,000 rubles, indexation for January (3.7%) and April (4.1%) of 2018 will generally be equal to 636 rubles (296+340 rubles, respectively). Receiving a monthly increase in accrued recalculation points (245 rubles) will not cover the cost of interest, but will be less than half of its amount.

Using the above example, it is easy to imagine how different the benefit from annual indexation will be from the benefit from point-based recalculation when the pension is increased to the level of 15,000 or 20,000 rubles. With a pension of 20,000, the indexation percentage for 2018 will be about 850 rubles, which will be incomparably higher than the maximum amount of payments for recalculation and will exceed them more than three times.

Conclusion

Thus, summarizing all that has been said, we can draw the following conclusions about the situation with the indexation of pension payments for working pensioners:

Indexation is aimed at improving the financial situation of the population of retirement age. It is held annually and is one of the methods of combating inflation associated with the difficult economic situation in the country.

Already from January 1, the labor pension for non-working pensioners (for old age, disability and loss of a breadwinner) will increase by 3.7 percent. This indexation will be carried out one month earlier than usual, since the Government has decided to index these types of pension payments above the inflation rate, which in 2017 was at a record low level (less than 3%).

Attention

The moratorium on indexation of pensions in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 based on accrued pension points for the previous year. They will be able to receive all the indexation missed during the moratorium.

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In addition to the indexation of pension payments, in 2018 there will also be changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights of working citizens. Another question that concerns pensioners in connection with the onset of the new year is whether there will be such a payment (alas, but no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation level of the previous year, and if the Pension Fund has additional financial resources, indexation is carried out again on April 1. But the new year is traditional indexing order labor pensions will change: their an increase will occur 1 month earlier - already .

Social pensions and other social payments made by the Pension Fund, will be promoted as usual to the actual level of price growth for 2017:

At the same time, an increase in insurance pensions. Let us recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped save the state 12 billion rubles. However, all missed indexations must be compensated to the citizen already.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as bill No. 274624-7) on changing the procedure for indexing insurance pensions in 2018 all types of pensions (old age, disability, survivors) should increase from January 1, 2018 by 3.7%. The previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It must be borne in mind that any insurance pension consists of two parts:

fixed payment(or FV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
directly insurance part - this is an individual calculated value, which depends on the number of pension points earned during work.

January indexation will affect both parts of the pension as follows:

The fixed payment will be increased by 3.7% and will remain unchanged 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by Law No. 400-FZ of December 28, 2013;
The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase from January 1 by 3.7% and amount to 81 ruble 49 kopecks.

Attention

In 2017, actual inflation in the country was recorded at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in its absolute value this increase will be very small - the increase will be even less than in previous years).

Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash payments (MCB), an integral part of which is also a set of social services (NSS).

In general, NSU consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner in one of two ways:

in kind (that is, directly by social services);
in monetary terms when refusing natural food.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (EDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase. The preliminary values of EDV and NSU in 2018 can be found in the table.

Attention

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual inflation level of last year. In the draft Government resolution, this value was fixed at 3.2%, but actual inflation will be less than 3%, so the increase will be even smaller (the same applies to child benefits in 2018).

Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the pensioner’s lack of work experience for some reason. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than the calculated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected growth of social pensions in April 2018 will be approximately 4.1%.

Unlike labor pensions, indexation of social pensions is tied to change living wage pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is associated with actual increase in consumer prices).

Thus, one of the positive changes in 2018 is a more noticeable increase in the cost of living (LS) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social supplements up to the subsistence level- federal and regional), if the size of their pensions is lower than the approved values.

Attention

According to the law, the level of a citizen’s pension should always be not lower than the subsistence level in the region, in which he lives (hence the seemingly strange statements of the Government that “There are no low-income pensioners in Russia”- they all receive pensions in conjunction with others social benefits in an amount not less than PM.

Since 2010, pension applications have already included a section on receiving social benefits. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the amount of the pension is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. This means that working pensioners will continue to receive pension amounts without annual indexation.

Let us recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, having exercised their right to pension provision. The Government’s plans included not indexing pensions for working Russians up to 2019.

This moratorium on pension indexation operates as follows:

Those citizens who retired before February 1, 2016 and retained workplace, have remained without an increase in their pensions since February 2016.
For citizens who became pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension became available are taken into account.
If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.

Attention

Working pensioners have the right to increase their pension only through annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens increase by the number of points taken into account in the previous year for the period of labor activity and payment of insurance contributions during this period. But no more than 3 points per year!

An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on May 1, 1962, retired in 2017 within the period established by law and continues to work. What indexations will be taken into account when determining the size of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to continued performance of paid work, all subsequent indexations of singing after appointment will be suspended. Those. the indexation carried out will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after dismissal of a working pensioner in 2018

In 2017, a law was adopted according to which the period for recalculating pensions after dismissal was changed. In 2018, working pensioners will be able to receive a pension with all missing indexes from the next month after dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the pension received, taking into account all indexations in three months:

the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
the second month - data on the fact of work was loaded into a single software package operating nationwide;
the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.

Attention

For citizens who stopped working in 2018, the period for calculating pensions is reduced, taking into account indexations missed during work. This will be possible after entry into force from January 1, 2018 Federal Law No. 134-FZ of July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons will also take several months. But after this, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period following dismissal.

This innovation applies only to those who have been laid off. after January 1, 2018. If a pensioner quit, for example, in December 2017, then the indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

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Latest news and latest changes in pensions

As has already become clear, the increase in pensions in the new year for most categories of pensioners (barely noticeable) or, as for the large category of working pensioners - . But in the new year demands will increase to already formed pension rights and the level of wages of Russian citizens for retirement:

No other significant changes are expected in the Russian pension system in 2018. In particular, the amount expected by many in the amount of 5,000 rubles will not be paid in 2018- this was a one-time, one-time additional payment that was due to all pensioners in January 2017 in return for the additional indexation required by law that was missed in 2016 (and there is simply no reason to pay it in 2018).

Attention

And one of the few truly good news for Russians is that no decision has yet been made on what is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of a high level of inflation and the impossibility of carrying out additional indexation of pensions, in 2016 a decision was made to make a one-time payment to citizens’ pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were “conditionally re-indexed”, many of whom perceived this simply as a New Year’s gift.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, the increase in consumer prices (inflation) does not exceed 3%, and pensions in 2017 rose in total according to two indexations by 5.78%.

The upcoming indexation of 3.7%, planned for January 2018, exceeds the inflation rate for 2017. Therefore, no additional one-time payments (5 thousand rubles or any other) will be made besides!

Will there be an increase in the retirement age in 2018 (latest news)

In the last few years, the most discussed and acute issue for Russians is question of increasing the retirement age. In many other countries, including post-Soviet ones, corresponding decisions have already been made and are being implemented.

For example, from January 2017 in Belarus the retirement age will be increased annually by six months until women reach 58 years and men 63 years. In Kazakhstan, the same values apply - for women at 58 years old, for men at 63 years old.
In many developed countries, such as Germany, men become pensioners at 65 years old, and women at 60 years old.
In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also includes an increase in the current retirement age.

Attention

Now this issue has come to a head in Russia. According to the Government, it is primarily due to the fact that the working age in the country is increasing - i.e. About a third of Russians already stop working later than retirement.

However, due to the great unpopularity of this measure, the Russian Government has not yet made a final decision on extending the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential elections, which will be held in March 2018 — but for now these are just rumors).

How many points and work experience do you need to retire in 2018?

Since 2015, a point system for calculating labor (insurance) pensions for citizens has been in effect, in which insurance premiums paid to the Pension Fund by the employer for its employees are transferred from rubles to relative values (points). The amount of contributions taken into account for the year is correlated with the maximum accountable amount of contributions approved by the Government, which corresponds to 10 pension points(this is the maximum that can be received in one year).

But in order to obtain the right to retire in old age within the generally established time limits, it is necessary to comply three mandatory conditions:

reaching the age established by law;
availability of insurance (work) experience;
the presence of an established value of the individual pension coefficient (IPC) or, in other words, the size of pension points.

It should be noted that this only applies to old age pensions! Other types of pensions for compulsory pension insurance (disability, survivors) are appointed independently on the length of work (insurance) experience and the number of points received.

Attention

Since 2018, a mandatory condition for granting a pension upon reaching retirement age (currently 55 years for women and 60 years for men) is the availability of 9 years of experience and 13.8 points individual pension coefficient (IPC).

An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (NDFL) of 30,000 rubles (accordingly, annual earnings are 360,000 rubles). Let’s assume that this citizen’s salary has never increased since 2015. At the same time, deductions are not made for him to the funded part of the pension, since he was born before 1967. Thus, the employer pays insurance premiums for this man to an individual personal account in the amount of 16% of earnings before personal income tax - that is, 16% × 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula came into effect.

Every year the Government approves for these purposes the so-called salary cap, the amount of mandatory contributions from which to the Pension Fund of the Russian Federation to a citizen’s individual personal account is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values (see table below).

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles according to Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance premiums taken into account for the year, accepted for 10 points, will be 163,360 rubles (an increase of almost 17% compared to 2017).

Attention

Therefore, every ruble earned in 2018 will “depreciate” when transferred to pension points relative to 2017 by immediately 1 - (1 / 1.17) = 15%, and relative to the level of 2015 - by more than 30! Therefore, it is not enough to have only a constant high salary to form decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must grow by at least 10% per year(see table above).

Let's return to our example. To convert monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of annual earnings, which in the example under consideration will be 57,600 rubles per year) to the established limit values and multiply by 10:

57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
57600 / 127360 × 10 = 4.52 points in 2016;
57600 / 140160 × 10 = 4.11 points in 2017;
57600 / 163360 × 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in the example under consideration, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example - from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system

Periodic increases in pension payments do not affect pensioners who continue to work. In order to regulate the budget and optimize pension payments, in 2015 it was decided not to index pensions if a citizen works. Peculiarity pension system RF is that pensions are regularly increased by a certain percentage. It is optimal if the percentage of pension indexation corresponds to the real inflation rate in Russia.

What will be the increase from January 1st?

In 2017, a bill was passed establishing indexation of pensions for all categories, including working pensioners. The changes were expected to come into effect in July. But due to technical and financial difficulties, a decision was made to postpone. It was announced that the increase will be made using the inflation factor and from January 1, 2018.

However, the belief that the increase would be made based on the inflation rate was not confirmed. An increase in pensions for working pensioners by 10% was announced, and the inflation rate for 2015 was 13%. The last time working pensions were indexed was in 2015, taking into account inflation data for 2014. But it is worth considering that in January of this year all pensioners received one-time assistance. The amount of compensation was 5 thousand rubles. and was awarded to everyone without exception.
Based on the fact that the average pension for working pensioners is 12–15 thousand rubles. depending on the region, you can expect an increase of approximately 1.2–1.5 rubles.

The State Duma announced who will be promoted

Indexation of pensions in the future period will be carried out, despite the deficit of the Pension Fund of the Russian Federation. Also, pensioners who stop working in 2017 will be able to count on indexation earlier. Note that indexing is carried out after the pensioner ceases working, but not immediately. From the moment of dismissal and the actual accrual of indexation, 2-3 months pass. They promise to correct this delay in the future.

With the introduction of new amendments, the indexing rules will be as follows:

indexation from the first month after dismissal;
the starting point for indexing is 1 number;
undeclared character.

The reform is designed to improve the situation of pensioners in the Russian Federation. The changes will not affect the calculation of pension points. The principle will remain in place: the later one retires, the more points a citizen receives, therefore, the amount of the pension will be higher.

The dependence of the pension amount on the number of points can be seen in terms of increase fixed payment. For example, the calculation for the current indicator (from February 1, 2017) of the fixed part is 4805.11 rubles.

Delay in years	Coefficient for calculation	Increase
1	1,056	RUR 269.09
2	1,12	RUR 576.61
3	1,19	RUB 912.97
4	1,27	RUB 1,297.38
5	1,36	RUB 1,729.84
6	1,46	2210.35 rub.
7	1,58	RUB 2,786.96
8	1,73	RUB 3,507.73
9	1,9	4324.60 rub.
10	2,11	5333.67 rub.

In 2018, the pension size of working pensioners will increase. The media makes Russians happy with such news Lately. Should we believe them or not?

Russian Prime Minister Dmitry Medvedev recently personally instructed the leadership of several departments subordinate to him to develop in the very near future a plan according to which the size of the pension for working pensioners, taking into account inflation, should increase in comparison with its current level. They should soon provide him with a detailed financial and economic justification for the government’s upcoming super-necessary step. Russian Federation.

The last time indexation, which is the name given to the process of revising the size of pension payments, was carried out in Russia back in 2015. Subsequently, already in 2016, Russians faced another crisis related to the difficulties that had arisen in the country’s economy. Now that there is nothing left before the presidential election, many politicians are trying to earn the trust of their voters with good deeds.

In 2016, as many may remember, the increase in pensions was only 4%, and even then, only those citizens who were unemployed were provided with such joy. In the absence of mandatory indexation, the increase in pension averaged two to three hundred rubles. Naturally, this was too little, given that in stores for food or the cost of providing utilities for the population have grown many times more.

Already in January 2017, many were able to instantly receive the desired compensation in the amount of 5 thousand rubles, and this bonus was given to all pensioners without exception. But is this too much?

Specifics on the issue of increasing pensions by 2018

As the head of the Ministry of Labor Maxim Toplin said, working pensioners should not wait for pension indexation either this year or next, as this is contrary to the law, which prohibits such changes in the calculation of pensions until 2019 for this category of citizens. The head himself states that this moment indexation for working pensioners is possible only if they are dismissed from work.

But don't despair. Due to a decrease in inflation growth, it is possible to introduce amendments to the legislation, and, accordingly, the possibility of indexing pensions. There is also a possibility that this law will be repealed.

Pension in 2018 for working pensioners

To summarize, we can tell you the following: a final decision on revising the amount of pension payments for non-working pensioners in connection with inflation that occurred in the period 2015-2017 has not yet been made. But very soon the first information about the work done by the Government of the Russian Federation regarding the foreseeable future of life in the state should appear.

It seems that indexation will still be carried out, and this will happen no earlier than January 1, 2019. The Ministry of Labor, the Ministry of Finance, the Ministry of Economic Development and the Pension Fund together are ready to present more specifics to the Russians in the near future. Therefore, follow the news so as not to miss the most important things.

New retirement age from 2019

A fairly large number of working pensioners is one of the factors presented in defense of the new reform. Already in 2019, the number of citizens applying for both wages and pension payments will begin to decline sharply, because next year the process of gradually increasing the retirement age will begin. As a result of the reform, we will arrive at new figures that will be:

for women – 60 years;
for men – 65 years.

Of course, along with unpopular decisions, there are promises of increasing pension payments, which should improve the standard of living of older people.

On August 29, 2019, Vladimir Putin spoke in his speech about how the reform will take place, why such radical changes were required, and what steps the government is ready to take to ensure that people transition to the new system as smoothly as possible.

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Latest news about United Russia primaries in 2018…

Of course, working pensioners are interested in the issue of pension indexation in 2018; the latest news is further in the article.

According to statistical data in Russia, pensioners are in no hurry to retire for one reason or another. Many of those who have reached retirement age are still working at their enterprises. There are more than 43 percent of such working pensioners in our country.

An increase in pension payments is planned for 2018, but not for everyone

Indexation of pension payments is provided throughout 2018. For the entire next year, it is planned to increase the pension in two stages. But indexation will not affect working pensioners; other conditions are proposed for this category, the latest news for 2018 is below, but first we will look at the question of who will have their pension raised and by how much.

For those who stopped working upon reaching retirement age, payments will be indexed in January. It is planned to increase pensions by 3.7 percent. According to statistics, the average pension payment is now 13,657 rubles, and after indexation this amount will increase by 400 rubles.

To those who receive social pension: disabled people, war veterans, those who were left without a breadwinner and others preferential categories can count on a slight increase in payments in April. Indexation is planned at 4.1 percent. In specific figures, the average size of such a payment is now 8,742 rubles, and after the planned indexation it will be just over 9 thousand rubles. The increase will be slightly less than 400 rubles.

What about those who are retired but work?

For working citizens of retirement age, indexation of pension payments in 2018, according to the latest news, is not provided.

Previously, there was a law that pensions for this category of citizens were indexed according to general rules, but some time ago (since 2016) a reform was carried out, as a result of which payments to pensioners who have not stopped working are not indexed according to the general rules.

Indexation of payments to working pensioners was canceled due to the difficult economic situation in our country. For information, we note that in 2018, the abolition of indexation for this category of pensioners helped save the budget 12 billion rubles.

Moreover, the recent increase in wages, according to the government, is large enough to compensate for the cancellation of the increase in pension payments.

For all last years The issue of the possible return of indexation of pension payments for working pensioners was considered more than once, but no positive decision was made. It is likely that this will not happen in the coming years.

Different rules apply for this category. Since the employer continues to pay an insurance premium for employees of retirement age, this amount is converted into points and accumulated in a special account of the working pensioner. In 2018, one such point was equal to 78 rubles and 58 kopecks. But in 2018 it is planned to increase the monetary value of the pension point.

Pension for working pensioners in 2018 - PFR data

Thus, the pension point in 2018 will be equal to 81 rubles and 49 kopecks. Points are calculated in direct proportion to salary. The higher it is, the more points you accumulate. But in 2018 there will be a limit on points and the maximum you can get is an increase of three pension points, in rubles it is 244 rubles, 47 kopecks.

It is worth noting that they are discussing the abolition of this restriction, but for now this is only in plans.

In addition, according to the established tradition of recalculating pensions in August, working pensioners can count on a very slight increase in this payment. This is due to the fact that wages are rising. The pension increase will occur at the expense of accumulated points. Last year, the increase in pensions for this reason for workers ranged from 74 rubles to 222.

In order to be able to count on indexation of pension payments, pensioners need to stop their work experience.

Will there be a 13th payment a year or an additional 5 thousand rubles for the New Year?

Many working pensioners are interested in the question of whether in 2018 there will be an additional payment as in January 2018. This issue was also resolved at the level of the State Duma, but payment in 2018 is not planned. In 2018, calling this payment a kind of New Year’s gift, the government only compensated for the under-indexation of pension payments in 2016. This time, pensioners of any category will not have to count on additional money.

The Duma also considered the issue of paying the thirteenth pension to all categories of pensioners, but this project was also not supported by the majority and there will be no payment.

Will indexing be returned?

But still, the issue of indexing pensions for working pensioners is not closed, and every year the government tries to find budget opportunities to provide for this increase. We already know about the situation for next year, but there is a possibility that indexation will be returned for workers, in any case, this issue is not stopped being discussed in the government.

A proposal was put forward to return indexation to low-income pensioners whose income is very low. There are those who get a part-time job and earn 3-4 thousand rubles. The issue is still open, no decision has been made on it.

Difference in pension payments among working non-working pensioners

Since the indexation of payments to working pensioners has been suspended since 2016, and it continues for those who have retired, by this time the gap in amounts is quite noticeable. It ranges from 600 rubles to 1000 rubles.

But it is important to know that the recalculation of pensions, which is not related to indexation, occurs annually only for the category of working pensioners. Due to this, there is an increase in payments, albeit a very small one.

How much will working pensioners lose in 2018?

For 2018, it is planned to index pension insurance payments twice. The first indexation of pensions in 2018, according to the latest news, will occur in January and will amount to about 3 percent (it will not affect working pensioners). Further in April, also only for those who are already on well-deserved rest.

On average, over the next year, pensions for non-workers may increase by 10%. If we consider that the average size of this payment is now about 11 thousand rubles, then by the end of 2018 non-working pensioners on average they will receive just over 12 thousand rubles.

And for working people, the pension will still be 11 thousand (average value). The difference, of course, is not great, but in annual terms, the losses of working pensioners will amount to 10-12 thousand rubles.

Many pensioners who have not completed their working career are collecting signatures and writing petitions in favor of returning the indexation of payments. But a sufficient percentage of signatures have not yet been collected for the project to be accepted for consideration. Experts comment on this issue in such a way that working pensioners will not have to expect a return to indexation in the coming years, just like in 2018.