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35 years of experience, what an increase in pension. Thirty-five years of work experience - additional payments to pensions

Changes to pension legislation increasing the retirement age came into force on January 1, 2019. Will there be an additional payment to the pension for service of more than 35 or 40 years in 2019? When can additional payments to pensions for length of service be granted to women and men?

Will there be an additional payment to the pension for service of more than 35 or 40 years in 2019?

The calculation of pension payments according to the new rules undoubtedly stimulates the desire of citizens to work longer in order to receive a decent payment. At the same time, there are minimum requirements for the length of service necessary to determine the right to an insurance pension.

The payment calculated at the time of appointment subsequently increases due to annual indexations established by the government for each calendar year. However, this is not the only possible variant increase in pensions, because many continue labor activity, having become pensioners, and, consequently, contributions are received to their personal account using the insurance certificate number. From these amounts, insurance premiums are recalculated annually without a request.

The most deserving of special attention is long experience work - more than 35 or 40 years. Nowadays, a lot of information has appeared in various Internet sources about increasing the pension provision of citizens for long work experience, but it is only partially true.

Pensioners can be paid extra for their long service only if they have the title “Veteran of Labor”, but it is awarded in accordance with the legislation of the regions by the social protection authorities. In addition to additional monthly payments, it provides the opportunity to enjoy certain benefits.

How much work experience is required to qualify for a pension?

Currently, the determination of the right to a pension, its assignment and payment are carried out in accordance with the provisions of Law No. 400-FZ “About insurance pensions”, operating since the beginning of 2015.

According to the new rules, one of the conditions for the appointment of old-age insurance benefits is the presence of a certain amount of experience, namely 15 years.

However this the condition will be fulfilled gradually. Transition period envisaged for several years until 2025. Accordingly, to retire in 2018 you will need 9 years of work, next year - 10, etc.

In addition, each working year of a citizen is assessed in the form of points calculated on the basis of paid insurance premiums. They also need to reach a certain number, namely 30 by 2025, to determine eligibility for a pension.

As for other types of pensions, this requirement regarding length of service will be supplemented. For example, for early retirement benefits, it will also depend on the nature of the work performed and the position held.

It is also worth noting that in the complete absence of insurance experience, a social pension from the state.

Will there be an additional payment to the pension for service of more than 35 (40) years?

Contrary to the recent opinion that for 40 years of experience and more years, 5 additional coefficients are required, it’s worth saying right away that the increase pensions namely for the continuation of work activity after retirement for a well-deserved rest by the current legislation not provided.

To understand why this happens, let us briefly consider the mechanism for assigning a pension.. It involves several stages that take into account experience over a certain period of time:

  • until 2002, taking into account the salary coefficient for a five-year period of work and valorization, calculated for length of service until 1991;
  • from 2002 to 2014 in the form of insurance contributions affecting the amount of pension capital;
  • after 2015, based on the individual pension coefficient for each year worked.

Moreover, in the first two stages, the amount in rubles is first determined, and then, according to the new calculation formula, it is converted into points.

As you can see, currently only contributions paid by the policyholder for his employee to the Pension Fund are taken into account. Thus, the annual recalculation for time worked is carried out based on the amount of money received by the Pension Fund of the Russian Federation into the personal account of the insured person. Hence, the difference in the increase for two pensioners can amount to several tens and even hundreds of rubles, depending on each person’s salary and the contributions paid from it.

It is important that the period of work itself during the year does not play a role, as was previously the case under Law No. 173-FZ “On labor pensions in the Russian Federation”.

When can additional pay for length of service be assigned to women and men?

Magnitude length of service women and men can affect their ability to receive supplements to pension in the following cases:

  • if this length of service was not previously taken into account when assigning payments (for example, due to the lack of supporting documents);
  • if a citizen continues to work as a pensioner;
  • if the number of years worked is sufficient to be awarded the title “veteran of labor”.

In the first two cases, an increase in pension provision is established after a recalculation has been made, and in the second case it is made without a declaration annually from August 1 based on insurance premiums transferred by the policyholder.

If new documents are submitted that affect the amount of the pension, the citizen will need to write an application for recalculation by contacting the territorial office of the Pension Fund of the Russian Federation at the location of his payment file.

  • Work experience, equal to 35 years for women and 40 years for men, also increases the amount of payment by establishing an allowance for a veteran of labor.
  • Such additional payment, as well as the conferment of this title itself, is assigned by the authorities social protection population at the citizen’s place of residence.

It is worth noting that a monetary increase for this category of citizens is only due if the applicant has already been assigned pension provision by old age. Except surcharges for long service over 35 or 40 years various benefits are provided, some of which can also be translated into monetary terms. As for the legal regulation of issues related to these issues, it is administered by regional authorities.

Amount of supplement to pension provision

Depending on the nature of the expected additional payment in connection with the cases discussed above, its size will vary if additional certificates are provided that were not taken into account when assigning payments, as well as when recalculating insurance premiums.

Size supplements to pension provision for the title “Veteran of Labor” with experience over 35 or 40 years installed opposite in fixed value. However, this value will depend on your region of residence pensioner, since financing is provided from local budgets.

For example, a labor veteran in St. Petersburg in 2017, a monthly cash payment of 828 rubles was provided, as well as a number of benefits:

  • for housing payment in the amount of 50%;
  • reduction in utility bills by 50%;
  • purchasing a single discount ticket for travel on the metro, trolleybus, tram, bus;
  • reduction in ticket prices for suburban trains and buses by 10% from April 27 to October 31.

For labor veterans of Moscow Travel to suburban destinations by rail will be completely free. In addition, they are also provided with monetary compensation to pay for local telephone services, free production of dentures, and provision of free vouchers to sanatoriums if there are medical indications. At the same time, the monthly city payment for such Muscovites will be 495 rubles.

How to apply for an allowance for pensioners?

In order to pensioner could issue bonus for long work experience over 35 or 40 years, necessary to confer the title of “Veteran of Labor” to women and men, respectively, he needs contact the social protection authorities at the place of residence. The Pension Fund does not establish such bonuses.

To apply you will need following documents:

  1. statement;
  2. identification document of the applying citizen;
  3. a certificate from the Pension Fund of the Russian Federation confirming the appointment of an old-age insurance pension;
  4. labor veteran certificate.

You can bring your documents in person to the appointment or apply through a legal representative who has been issued a notarized power of attorney. There are also several ways to contact:

  • in writing when submitting an application to the social security authorities;
  • or electronically through the government services website.

Pensioners in our country pay special attention to news about increases, indexation of pension payments, and legislative changes concerning this money. This can be explained by the fact that pension is one of the main social payments states. A person who has worked in Russia and has reached a certain age can qualify for these bonuses, but first you should familiarize yourself with all the innovations in Federal Law No. 400.

Does the pension depend on length of service?

Yes, retirement is greatly influenced by the amount of time worked. If a person has worked for many years (for example, 40), then he can count on an increase in payments and recalculation of his pension after 40 years of work experience. At the same time, there is a criterion that affects the amount of social security to a much greater extent. These are contributions to the pension fund that are regularly paid by the employer. Their size is determined based on the employee’s salary.

What factors influence the amount of additional payment for length of service?

The pension supplement for length of service in 2018 is influenced not only by the amount of time worked, but also by factors such as:

  • industry of work;
  • the geographic location where the work took place;
  • presence of bonuses.

So, if a woman has 30 years of service, and a man has worked 35, then they receive one additional payment point. The pension supplement for 40 and 45 years of service for women and men is 5 bonus coefficients. For this period, 1 such point equals 78.58 rubles. The country's authorities state that this amount will continue to grow due to the degree of inflation, so in the future the amount of payments should increase.

An important factor is the fact: does the person continue his professional activities? For a couple of years now, bonus payments for non-working pensioners have not increased. Additional payments are also not provided for exceeding working hours for the coming year. Now the state is announcing a review of this issue, and from mid-2018 it is possible to increase the amount of allowances for the category of pensioners who continue to work.

You can significantly increase the amount of your additional payments by delaying applying for a pension after reaching a certain age. This plays a role in calculating points, which will increase in connection with a later application by a person for payment of money. Their growth is due to the introduction of special coefficients, the calculation of which takes into account the amount of time spent without receiving a pension.

What is included in work experience?

Experience is not limited to continuous work activity. The pension supplement for length of service in 2018 includes periods of life such as maternity leave (with the caveat that it should not exceed 5 years in a lifetime) and time devoted to military service. These periods interrupt work, but are not deleted from additional payments. Supplements are also provided to contract employees, which are calculated as a percentage depending on length of service. It should be said that studying under the new rules is not included in the labor period.

Awarding the title “Veteran of Labor”

Pensioners who have not previously used this factor for additional payments can take advantage of the existing bonuses; labor veterans can also count on them. A person can apply for the “Veteran of Labor” degree if he has a sufficient number of years of work to qualify for social security and awards received during his time working in the USSR or Russia. Another condition is the beginning of labor activity during the Great Patriotic War. Currently, a citizen’s length of service must be 35 years for women and 40 for men. These criteria are contained in Federal Law No. 5 (FZ No. 5).

The difficulty in obtaining such a title sometimes arises due to the awards given. Unfortunately, there is no list of medals issued during the USSR for which the title can be awarded, so the “Veteran of Labor” badge will be counted by the relevant authorities. Questions may arise regarding the “Shock Worker of Labor” award, since nowhere are there clear rules regarding the acceptance or rejection of this badge as a condition for receiving the title.

Documents for recalculation of pension for length of service in 2018

To calculate pension supplements, labor veterans should contact the Russian Pension Fund, where they will explain all the necessary steps to receive these payments. In a situation where a citizen is just about to obtain a veteran’s degree and subsequently recalculate his pension for service in 2018, he needs to provide the following documents to the social security authorities:

  • passport;
  • documents that can prove your experience;
  • confirmation of the presence of awards, badges, medals giving the right to receive the corresponding title;
  • a photo that will be pasted into the veteran's ID card.

Pension supplement for 40 years of service

The additional payments that pensioners who have worked for more than 40 years are entitled to receive are included in monthly cash payments (MCP). Since they are appointed by local authorities, the difference that exists in Russian regions is quite understandable:

Benefits for labor veterans

Like cash payments accrued every month, the benefits that labor veterans have are approved by regional authorities. Thus, Muscovites are provided with a free trip to a sanatorium for medical recommendations, payment for travel there and back. At the same time, there is a preferential list established by law, which is mandatory for each region:

  • reimbursement of 50% of the amount of payments for housing;
  • free travel to public transport;
  • the opportunity to take vacation for the desired time, and not by decision of management (for working pensioners);
  • free medical services.

Local authorities often introduce similar privileges for labor veterans, which include payment of half the cost of fuel if the person lives in housing with stove heating, and a significant discount for installing a home telephone. Benefits are guaranteed, not excluding those established for federal level.

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After retirement, the majority of pensioners in our country continue to work, and their employers, accordingly, replenish the Pension Fund with insurance contributions. And as you know, the formation of pension payments is carried out at the expense of insurance contributions. That is, after a certain time, it is possible to recalculate pensions for service of more than 35 years.

Grounds for recalculating pension payments

It should be said that recalculation in this case is a change in the amount of the insurance part of the old-age pension payment. Typically, the authorized body recalculates payments for citizens of retirement age who continue to work, or for disabled people who have a source of income and make contributions to the Pension Fund.

In fact, every employer is required to pay insurance contributions in order to form a source of funding for pensions. It is insurance premiums that are the basis for providing our citizens with old age, disability or loss of a breadwinner. It follows that the longer citizens work and earn their work experience, as well as make deductions in the form of insurance contributions, the more old-age payments they will be able to receive. Here the Pension Fund’s task is to recalculate so that the recipient of payments has an additional payment to the pension for work experience of more than 35 years.

How is the premium calculated?

Pension reform in our country occurs quite often, due to latest changes Citizens who have officially worked for more than 35 years must receive an additional payment to their basic pension. It is worth noting that this length of work experience is not the limit, and the more work experience a citizen has, the more decent pension payment he will be provided by the state.

The pension payment consists of two parts:

  1. Monthly insurance pension, established at the legislative level for material support of the population in connection with reaching retirement age.
  2. The funded part, which is formed through monthly contributions to a state or non-state pension fund, such payment is voluntary.

The monthly payment to pensioners is recalculated annually on August 1 and deductions are made taking into account the insurance and savings contributions received over the past period. Among other things, recalculations are carried out regardless of length of service when a pensioner turns 80 years old and is assigned the first or second group of disability.

Please note that there are circumstances that may negatively affect the amount of the pension payment, for example, when additional payment was made for disability.

Monthly payments for working pensioners

As mentioned above, the Pension Fund annually recalculates social benefits on August 1. In this case, no statements from the citizen are required. The increase in pensions is carried out at the expense of pension points, which are awarded depending on the amount of insurance contributions. It follows that by continuing to work after retirement age, you can slightly increase the amount of your monthly benefit.

Methods for recalculating pension payments

When calculating old-age benefits, the insurance period, rather than the length of service, is taken into account. And this means that, having 35 years of experience, women receive an increase in their pension even for the period of maternity leave and child care leave of up to one and a half years, while men receive credit for their service in the armed forces. But at the same time, such a long period of work does not always guarantee high old-age payments for the reason that the size of the pension will directly depend on wages.

Please note that it is common practice for some businesses to cause official wages and actual wages to differ significantly. It is worth considering that the employer makes contributions to the pension fund from the official part of the salary, and the remaining amount is paid “in an envelope” and no contributions or taxes are paid from it.

In any case, the annual pension payment increases due to indexation, plus there is the opportunity to receive an increase due to the pension coefficient, as well as for increasing the length of service. The state pays a bonus coefficient in the following cases:

  • for men with 35 years of experience and women with 30 years of experience, an increase is given if they receive an official salary;
  • I continue to work after retirement;
  • receives additional points for exceeding the length of service.

Recalculation pension payments carried out according to the following formula:

P=Pps+(K *C), Where:

  • P – pension after recalculation;
  • PPP – the amount of pension payment current at the time of recalculation;
  • K – individual pension coefficient;
  • C – cost of 1 point.

At the legislative level on pensions non-working pensioners for 35 years of work experience, Federal Law No. 400 provides information. It is on its basis that the size of the insurance pension for old age, loss of a breadwinner or disability is determined. But in any case, following from the material presented above, length of service has little effect on the amount of payment, and the key role belongs to the amount of insurance premiums, which will directly depend on wages.

The pension payments that a citizen who has reached retirement age receives directly depends on his length of service. Therefore, you need to know the specifics of calculating allowances.

In 2018, there are bonuses for length of service exceeding 35, 40 and 50 years. All calculations of pension payments are made strictly according to special formulas.

In 2018, the Russian government approved new formulas by which pensions should be calculated. For some categories of persons, preferential rates are provided.

You also need to know that pensioners with extensive work experience receive increased pensions. If the length of service exceeds 35 years, then the citizen can qualify for a higher pension

  • Pension - This is a payment that is issued to people who have reached the retirement age established in the country in a specific period of time
  • Work experience - This is a period of time, the number of years that the employee was officially employed and carried out his professional activities
  • Additional payment - This is an additional contribution to the official payment, which is due to any merits or conditions
  • Funded pension - These are pension payments that can be accumulated independently and thanks to this they can be quite impressive in size. In contrast to the insurance part of the pension, this is the amount that is paid based on the general economic situation and the pension points that the pensioner has accumulated
  • Excessive production - This is an indicator that determines the excess of the standard for hours of work and implies providing the employee with increased wages and pensions.
  • PFR - This is the Pension Fund of Russia, a government agency that deals with the calculation, provision and issuance of benefits to pensioners in the country

What does pension provision consist of?

It is necessary to understand that the rules for calculating and receiving pensions have changed in Russia.

In 2018, these benefits consist of several parts:

  • Insurance. This part of the pension payment contains the funds that a person contributed during his working years to insurance savings funds. After this, benefits are paid from them
  • Cumulative. This part of the payment is formed from deductions that the pensioner independently made. Wherein funded pension can be placed not only in the state Pension Fund, but also in a private organization of this type. This allows you to get more income

Further additional payments will be added to these amounts. And one of these are additional payments for long work experience, since the state wants to reward the employee for long-term work and deduction of taxes.

All increases will concern the amount of the insurance part of the pension, since everyone can receive such a pension.

Legal basis

When handling pension savings, you should rely only on current and new regulatory documents. Since they can find reliable information regarding any rules and regulations in the field of calculating pension benefits.

The main legal document in this regard is Federal Law No. 400-FZ “On Insurance Pensions”. Thus, Article 8 talks about the conditions that must be met in order to receive payment.

In this law, a separate chapter is devoted to insurance experience - the third. There is information about what the calculation procedure is working years, which years can be taken into account and which cannot.

On pension payments in terms of the labor part, Federal Law No. 173-FZ “On labor pensions in Russian Federation" There, chapter three talks about the insurance pension and the possibilities of receiving it depending on the length of service.

When are people entitled to an old age pension?

According to the law, every citizen of the Russian Federation is required by the state to receive pension payments as the main source of income upon reaching a certain age or due to certain circumstances. The law establishes that women must retire at the age of 55, and men at the age of 60. Next year this norm will remain unchanged.

Important! Some persons have the right to retire early, as before. This applies to citizens retiring based on length of service and occurs after their official work experience with characteristic working conditions reaches its maximum.

Long service payments are compensation given to people whose professional activities involve increased health risks. It also takes into account that the age of people can negatively affect the quality of work, which is why the state decided to send them into retirement. In turn, such pensioners can continue to work, but in more comfortable conditions, while receiving compensation for lost earnings in the form of a long-service bonus.

What determines the size of pension payments?

According to current legislation, pension payments are constantly indexed and changing. Currently, the pension is formed from 2 parts:

  1. Insurance, that is, when during the work experience a working citizen accumulates personal pension coefficients or, in other words, points. After which their number is multiplied by the cost of 1 point for the current period
  2. Cumulative, that is fixed payment, which is accrued monthly. Its amount is determined depending on the amount of accruals from the employer for the entire period of work of the citizen

Thus, the length of the total length of service and its availability have a direct impact on the payment of the pension, but are not the factors that play an important role in determining its size.

The amount of pension accruals today, as before, depends on the citizen’s salary, since the salary portion affects the amount of monthly insurance contributions received by the Pension Fund of the Russian Federation from the enterprise. This means that the higher your official salary, the more money the employer will transfer to your individual account opened with the Pension Fund of the Russian Federation.

If you are an individual entrepreneur, then by law you are required to pay for yourself to the Pension Fund of the Russian Federation in order to be able to receive due pension from the state.

What working periods can be included in the total length of service?

In order for the state to provide you with an additional payment to your pension payments for 40 years of service, it is absolutely not necessary to work during this time. The legislation establishes rules that state that the following will be taken into account in the full length of service:

  • Conscript service in the RF Armed Forces
  • Maternity leave and the period of caring for the baby until he reaches 1.5 years, however, it is important to note that this period cannot exceed 4.5 years

The time spent studying at a university in a specialty that will become a citizen’s profession in the future is not included in the work experience according to the law.

Military personnel working under a contract, on the contrary, have the right to count on an increase in their pension for length of service. The amount of the bonus in this case will depend on the number of years served for the Motherland.

Main points of additional payment to pension for work experience of more than 35, 40 and 50 years

When applying for an additional payment for a pension benefit, you should understand that if you have a long work history, there may be other factors that allow for an increase. Thus, one of the main indicators is the size of wages.

Here they will take into account how much the employee received on average per month in wages. In addition, work experience should be added to this parameter.

Those women whose work experience is at least 30 years can count on an increase in pensions, and for men the bar is set at 35 years.

It is necessary to understand that the size of the increase will be expressed in coefficients. They are numbers that are added to the balance of the insurance pension.

  • Was on vacation
  • Was on compulsory military service
  • Received maternity leave

It is worth understanding that calculations are carried out for each pensioner individually. Thus, the norm for distribution of coefficients has been established in the amount of one point for each additional year of work.

For example, for five years of additional service, a pensioner will receive 5 factors to increase the benefit payment.

Increase in payments for length of service

2017 was marked by innovations in pension legislation.

Now citizens' pensions will be calculated using special formulas. At the same time, pensioners who have long term of work (35, 40, 50 years, etc.) can count on receiving raises and additional payments for length of service.

Citizens who have the title “Veteran of Labor” receive the right to an increase for long work experience. The size of the increase and the right to additional privileges are established by the regions independently.

Regions may introduce additional benefits for veterans. Utility bills, public transport and others

The amount of the increase is set at a fixed amount and depends on the financial capabilities of the region.

For example, in St. Petersburg, labor veterans are paid 828 rubles for the title.

Benefits also apply:

  • Discount on housing costs and utilities - 50%
  • A single discount ticket for travel on public transport, etc.

In Moscow, labor veterans are provided with an additional payment of 495 rubles.

In addition, the government of the capital provides for:

  • Free travel by suburban railway transport
  • Issue free trips according to medical indications
  • Manufacturing of dentures without charging a fee

Currently there are 2 components of pension payments:

  • Insurance
  • Cumulative

Important! The amount of pension provision is affected not only by the number of years worked, but also by what the citizen’s official salary was, as well as contributions to the Pension Fund.

Article of the Federal Law “On Insurance Pensions” dated December 28, 2013 No. 400 establishes recalculation when:

  • Documents are submitted confirming the impact on the length of service (total) and the amount of accruals (as of the end of December 2014)
  • Contributions were found that for one reason or another were not taken into account
  • Additional criteria for changing fixed payments appear
  • Dismissal of a working pensioner and resumption of work

The reasons for late provision of such information may vary. However, they can be provided for recalculation. The legal basis for recalculating pension payments is:

  • Individual (personalized) accounting information received monthly by the Pension Fund
  • Pensioner's application

The influence of length of service on pension recalculation

Is it possible to recalculate a pension after 40 years of work experience? Here it would be more appropriate to talk about an additional pension for 40 years of service for women and 45 for the stronger sex. Thus, the male and female population of the Russian state who have such a work activity can receive a good additional payment to their payments in the form of a coefficient equal to 5.

If the number of years has slightly modest indicators (m/f) - 30/35 years of experience, an increase in pension is also possible. However, the indicator will be less - only 1 additional coefficient.

35, 40 years of work experience and an increase in pension in large size do not always “go” together. In addition to the years worked, pension contributions, or rather their cash equivalent, play a very important role. This indicator directly depends on what the citizen’s official salary was.

Important! Even with 50 years of experience, the additional payment to your pension may be insignificant if all or longer time the pensioner received a “black” salary. Accordingly, contributions to the Pension Fund were minimal.

A little about bonuses

It is worth focusing a little on how length of service is taken into account when calculating a future pension. The concept of points is new to pension legislation. The following categories of citizens with a long period of work can count on additional bonuses from the state:

  • Those with a “white” salary and official employment
  • Carrying out their labor activity when they have already legally arrived retirement age
  • With average payments from employers in the Russian Federation

All of them can count on premium bonus accruals and weighted odds.

The Russian Federation strives to improve the quality of life of its population, regardless of age. Supplement to pension for existing experience of 40 years, 45, 30, 35, 50, etc. V various sizes suggests that continuing to work after reaching retirement years can have a beneficial impact on the financial component for both citizens and the country’s budget.

Insurance experience and its components

If work activity is carried out on the territory of the Russian Federation, then there are certain periods that may or may not be included in the insurance period. To begin with, it is worth noting that the time of payment of pension accruals is its first and main indicator.

In addition, it includes the following indicators:

  • Period of service in the army (military)
  • Childcare time, but only for a maximum of 6 years in total
  • Period of payment of benefits when applying to unemployment authorities
  • Sick time when applying for sick leave
  • Care for disabled people (child, adult group I), people over 80 years old
  • No more than 5 years of military family residence under a contract if the spouse is unable to work in the area of ​​residence

These time periods do not represent actual work. For this reason, pension contributions do not go. That is, the longer these periods continue, the smaller the payments and accruals to the citizen may be.

Increase in fixed additional payment to insurance coverage

According to Art. 16 Federal Law No. 400, an additional payment to the insurance pension in a fixed amount is provided for the following categories of citizens:

  • For persons over 80 years of age and disabled people of group 1, the additional payment to the old-age pension is 100% of 3935 rubles. (Part 1, Art. 16 Federal Law No. 400)
  • For disabled people of group 1, the additional payment to the disability pension is equal to 100% of 3935 rubles.
  • For citizens supporting disabled dependents, the amount of additional payment to the old-age and disability pension is 1/3 of 3935 rubles. taking into account each disabled person, but no more than 3 disabled family members
  • For workers in the Far North, the supplement to old-age and disability pensions is 50% of RUB 3,935. subject to availability:
    • 15 or more years of northern experience
  • Employees of areas equivalent to Far North, the increase in old age and disability pension will be 30% of 3935 rubles. Subject to conditions:
    • 20 or more years of experience in areas equated to the Far North
    • Insurance experience (not less): for men - 25 years, for women - 20 years
  • For minor children under 18 years of age (subject to full-time study at a university - up to 23 years of age), left without both parents or a single mother, the increased surcharge will be 100% of 3,935 rubles.

When can additional pay for length of service be assigned to women and men?

The length of work experience of women and men may influence their ability to receive additional payment to their pension in the following cases:

  • If previously this length of service was not taken into account when assigning payment (for example, due to the lack of supporting documents)
  • If a citizen continues to work as a pensioner
  • If the number of years worked is sufficient to be awarded the title “Veteran of Labor”

In the first two cases, an increase in pension provision is established after a recalculation has been made, and in the second case it is made without a declaration annually from August 1 based on insurance premiums transferred by the policyholder.

If new documents are submitted that affect the amount of the pension, the citizen will need to write an application for recalculation by contacting the territorial office of the Pension Fund of the Russian Federation at the location of his payment file.

Work experience, equal to 35 years for women and 40 years for men, also increases the amount of payment by establishing an allowance for a veteran of labor. This additional payment, as well as the conferment of this title itself, is assigned by the social protection authorities at the citizen’s place of residence.

It is worth noting that this category of citizens is entitled to a monetary increase only if the applicant has already been assigned an old-age pension. In addition to surcharges for long-term service over 35 or 40 years, various benefits are provided, some of which can also be translated into monetary terms. As for the legal regulation of issues related to these issues, it is under the jurisdiction of regional authorities

Where to contact

Pension benefits are always calculated according to Pension Fund Russian Federation. But it is necessary to understand that there may be exceptions here too.

Thus, standard pension payments can only be provided by the Pension Fund. This is exactly what government agency You should apply for registration of all payments and additional payments.

But in the case of pensions for military personnel, the pension department of the Ministry of Internal Affairs will handle the registration. Therefore, for all questions, documents should be submitted there - in accordance with where the serviceman is assigned.

Accrual rules

Pension provision for citizens is always based on indicators of their length of service. This is the starting point from which the state is able to calculate a person's pension benefit.

But you should not take into account such indicators as:

  • Salary amount. The size of the payment will also depend on it, since taxes and other fees were transferred from this payment. Whoever paid more money to the country's budget will receive a larger pension payment. You can recalculate your pension only six months in advance. So, if a pensioner has not used the allocated funds for 8 months, they will recalculate them only for 6 months.
  • Age. To retire, a person must be over 55 and 60 years of age for women and men, respectively.
  • Supplements may also apply to disabilities. Since for such citizens the conditions are more favorable

Such points should be taken into account when applying for a pension in Russia. Because they will help you obtain the highest benefit.

35 years

For those workers who retire with a work experience of 35 years, a small increase in the form of 1 coefficient is provided. But it is worth noting that 35 years is the required length of service for men in this case, while 30 years of experience is enough for women to receive the bonus.

Here it is worth considering additional conditions for receiving bonuses:

  • Official salary figures. Only those amounts of payments that the employee received as “white” payments are taken into account
  • Labor activity. Occurred even after reaching retirement age
  • Pay was equal to the national average. In this case, bonuses and an increased replacement rate are provided

If these conditions are absent, then it is unlikely that you will be able to obtain high bonuses for such length of service.

40 years

Here it should be understood that for exceeding the length of service, an allowance is given in the amount of 500 to 700 rubles. In this case, for calculations, indicators on wages and quantity will be taken advanced years work.

In this case:

  • 40 years This is experience for women
  • 45 years old Threshold for men

In this case, calculations will be based on a coefficient of 5. It also takes into account what amount of wages a citizen had.

If a person received a high or average income, then additional allowances are provided. And they should also be taken into account when independently calculating pension benefits.

50 years

Citizens of the country who have 50 years of experience or more are provided with maximum benefits by the state. The standard calculation of compensation involves calculation based on additional years of work.

For each such year, one more coefficient should be added to the total number of coefficients.

But in addition to this payment, the state also provides a fixed payment. In 2018 it is 1 thousand 63 rubles.

Important! Military personnel in Russia receive monthly bonuses based on length of service as a percentage of their salary - from 10 to 40 percentage points. At the same time, labor veterans with similar experience receive additional benefits.

But they will have to initially obtain this status for themselves and only after that apply for benefits in the form of free travel, discounts on utility bills, etc.

What is the amount due for excess production?

According to current legislation, for each year of service that is fully worked out and exceeds 30 and 35 years for women and men, 1 percent of the pension is provided. But it is worth considering that the premium cannot be more than minimum pension by old age.

Here it is also necessary to take into account how much length of service for excess work is counted:

  • If you work longer, you can count on additional pay even with 20 or more years of experience
  • If the consideration also takes into account the amount of wages, then at least 30 years of experience is required

In this case, the continuity of labor in production or in an organization is not taken into account when calculating. Since this kind of allowance is not used and does not apply in 2018.

What documents are needed to receive an increase?

If you have a total experience of exactly 40 years, you do not need to apply to social security or the Pension Fund of the Russian Federation. But if you have officially worked for more than 40 years, then you need to bring the following documentation:

  • Application for recalculation of pension taking into account additional payments for length of service
  • Russian passport
  • Pensioner's ID
  • SNILS
  • Certificates received locally former works or in the employment center, as well as from archives and medical institutions
  • Characteristics from employers
  • For the military: certificates and extracts from orders from military service
  • Documents confirming official salary transfers
  • Bank account statement proving salary receipts
  • Agreements confirming labor relations with employers

How are pension payments calculated for labor veterans?

For labor veterans, the law provides for completely different conditions for pension payments.

Labor veterans include citizens who:

  • Worked as a minor during the Second World War, with a total experience of more than 35 years
  • Earned the length of service necessary to enter a well-deserved retirement, and during their service they were awarded medals, titles, orders

In order to be recognized as a labor veteran, you will need to visit the social security office at your place of registration in order to obtain the appropriate certificate.

To issue a certificate you must present:

  • Russian passport
  • Work record book or papers confirming the necessary work experience
  • Awards from employers
  • 3x4 photo for document

After receiving the certificate, you can qualify for the following benefits provided to pensioners depending on the region of residence:

  • A travel pass for moving around the city on public transport, issued free of charge
  • 50% discount on utility bills
  • Free restoration of lost teeth in a state dental clinic
  • Another vacation for working retirees

Changes in the retirement age for people with more than 40 years of service from January 1, 2019

In June 2018, Dmitry Medvedev announced a new pension reform to increase the retirement age. From January 1, 2019, the retirement age will begin to increase in stages “plus one year every other year.” As a result of the reform, which will take 10 years for men and 16 years for women, the retirement age for women will increase to 63 years, and for men to 65 years. The first to increase the retirement age will be men born in 1959. , they will retire at age 61 in 2020. According to the increased retirement age, women born in 1964 will retire. at the age of 56 also in 2020. Further, the retirement age will be increased year by year according to the “plus one year every other year” scheme.

Men with over 45 years of experience and women with over 40 years of experience according to the new pension reform from January 1, 2019, they will be able to retire 2 years earlier than the established period.

Premium coefficients for long experience

Federal Law No. 400 “On Insurance Pensions,” adopted in December 2013, established new procedures for the formation of insurance pension payments in Russia. During the discussion and drafting of the law, many ideas were proposed regarding what should form the basis of the new pension system. The choice was made in favor of the so-called pension points - a kind of universal coefficients that simultaneously provided information about:

  • The amount of a citizen’s pension contributions per year, taking into account his official salary
  • Work experience

When developing the law, there was a plan to introduce bonus points for long work experience (from 30 years for women to 35-40 years for men). The so-called pension supplement for 40 years of service did not appear in the final version of the law. Instead, bonus coefficients were introduced for deferring retirement for a period of 1 to 10 years.

Legislators expressed the idea that such replacement of some bonus incentives with others is in fact identical. Without applying for a pension and continuing to work, a citizen actually accumulates additional work experience and receives coefficients for this to increase the payment up to 2 times.

Thus, the initiative to introduce incentives for persons with extensive insurance experience has not found a place in modern legislation. The procedure for calculating payments for persons who have worked for 40 years is no different from similar procedure for all other citizens.

Awarding the title “Veteran of Labor”

The provisions on the status of “Labor Veteran” are reflected in Federal Law No. 5 “On Veterans”.

This status can be obtained by:

  • Persons who began working during the Second World War as minors with 40 years of experience for men and 35 for women
  • Persons who have state, government, departmental awards and titles with 15 years of experience in a certain field and a total experience of 25 years for men and 20 for women

Despite the fact that the provisions on labor veterans are spelled out in federal legislation, the status itself has been transferred to the rank of regional since 2005. This means that the subjects of the Federation have become empowered to independently determine the requirements for citizens to obtain this status and assign it.

Most regions have adopted the above requirements of the federal legislative act as a standard. These include Moscow, St. Petersburg, Krasnodar Territory.

Some entities have put forward their own provisions regarding the assignment of status:

  • In the Republic of Sakha (Yakutia) the title is awarded to:
    • Persons with republican awards and 25 years of experience for men and 20 women, which was developed in the region;
    • Men with insurance experience of 40 years and women of 35 years, of which 25 (20) years were worked in Yakutia, and 15 in a certain field of activity;
    • Women who gave birth to or raised 4 or more children under 8 years of age, subject to 20 years of experience in the territory of the subject.
  • In the Kostroma region in June of this year, the requirements for obtaining the title of labor veteran were relaxed. Now it is assigned to men with 40 years of experience and women with 35 years of experience, of which 25 (23) years were worked in the region. The provision that required the presence of a Certificate of Merit of any rank was eliminated.
  • The Sverdlovsk region places the priority on whether the applicant has any award. The regional law lists titles and awards that allow citizens of the region to apply for the status of labor veteran:
    • Men can receive the title after completing 35-40 years of experience
    • Women are required to have 30 years of experience. Mothers of many children with the Order of Maternal Valor can have experience from 10 to 20 years, depending on the degree of award

Acceptance of documents, making a decision and assigning a title is under the jurisdiction of regional bodies for social work with the population.

Additional payment to pension for 40 years of service

The current additional payments to pensioners for 40 years of service are reduced to MDV - a monthly cash payment. Its amount is set by local authorities and paid towards the pension.

Let's consider what kind of financial support title holders in various regions of the country should expect:

As can be seen from the table, financial assistance to labor veterans in Russia as a whole is very symbolic. These payments are increased annually due to their indexation by the percentage of established inflation, but a significant increase in such payments is apparently not expected. This is partly due to the fact that labor veterans are recipients of a fairly significant package of benefits.

Benefits for labor veterans

Federal law shifts the provision of a preferential package to regional authorities as a responsibility. However, the law contains a list of benefits for persons with veteran status. This:

  • Compensation for half the amount spent on living space
  • Free travel on public transport
  • Providing vacation at a convenient time
  • Free medical care

Let's list what benefits are most common in the regions:

  • 50% discount when paying for housing
  • 50% of the cost of utilities
  • 50% of the price of solid fuel when living in houses with stove heating
  • Free or discounted travel on public and suburban transport
  • Preferential installation of a landline telephone

This list may be supplemented with other items. For example, in Moscow, for medical reasons, a veteran can receive a free trip to a sanatorium and travel to and from it by rail.

A separate list of benefits is contained in the Tax Code. Let’s imagine what labor veterans are entitled to in terms of tax privileges:

  • Exemption from property tax
  • Exemption from personal income tax of social payments, assistance in the amount of up to 4,000 rubles from a former employer, vouchers to sanatoriums
  • Transfer of tax deduction for up to 3 periods
  • Some regions have established local benefits for land and transport taxes.

Calculation of pensions with long service

To understand how a pension is calculated in conditions of long service, it is necessary to understand the general scheme by which the insurance payment is calculated.

Since 2015, this formula has been as follows:

P = (B * SB) + FV

  • P – the required pension amount
  • B – pension points. Accrued annually, the amount depends on the size of pension contributions
  • SB – the cost of one point at the time of calculation. From January 1, 2018, the cost of one pension point is 81.49 rubles
  • FV – fixed payment towards pension. The fixed payment amount in 2018 is 4982.9 rubles

The formula does not contain such a thing as an increase for pensioners for 40 years of service. Experience in it is reflected indirectly in the concept of points: the longer a citizen works, the more points he will receive. But the number of points largely depends on the salary.

Thus, a pension for 40 years of service is calculated according to the same scheme with payment for a shorter period of work. New pension system although it puts forward certain requirements for minimum experience to receive a pension (9 years in 2018), but does not contain any mechanisms in relation to citizens whose work experience has reached 35-40 years.

An important point The question is how pensions were calculated before 2015.

Important! Citizens who have now completed significant work experience began their working career back in the 70s of the last century. Since that time, several payment systems have been in operation in the country. pension benefit.

Let's look at this issue in detail using the example of calculating the pension of a particular citizen.

An example of calculating a pension in 2018

When calculating your pension, you will need to take two periods into account:

  • Until 2015, when new pension legislation based on a point system came into force
  • After 2015

In order for the payment to be processed in the current or next year, all pension savings to the Pension Fund that were transferred before 2015 will undergo a conversion process. This means that information about the length of service, the amount of deductions and the citizen’s salary will be transferred to a modern point system.

Let's look at how conversion is carried out for the period up to 2015. An important point is the concept of “pension capital” - these are funds collected before the introduction of new legislation that are accumulated in a person’s pension account. To calculate it we use the formula:

PC = FFP * 12 * C * 16%,

  • PC – pension capital by January 2015;
  • SWP – average earnings during the calculation period;
  • 12 – number of months per year;
  • C – length of service developed before 2015;
  • 16% is the percentage of earnings that was contributed to the pension.

Let's take as an example Ivan Volkov, whose career began in 1977 at the age of 20. In November 2017, the man will celebrate his 60th birthday and plans to obtain the status of a labor veteran and a pension.

We calculate the man’s pension capital collected by 2015:

17000 * 12 * 40 * 16% = 1,305,600 rubles

As the average salary, we took the modern salary of a man in the amount of 17,000 rubles. For more accurate calculations, it is necessary to make rather difficult conversions of previous amounts into current ones. A certificate about the state of your pension account at a certain time can also be obtained from the Pension Fund. To do this, you need an application, passport and SNILS.

The following formula allows us to convert this figure into the required points:

PB = (PC / 228) / SB2015,

  • PC - pension capital is divided by the state-established survival period of the pensioner after retirement. Currently it is 228 months (19 years)
  • SB2015 – the cost of one point at the time of calculation (2015). The amount is 64.1 rubles

We convert the calculated pension capital into points:

(1,305,600 / 228) / 64.1 = 89.3 points

How are points accrued since the new rules are introduced? Points are transferred annually based on the amount of contributions for the year. The algorithm is as follows:

IPC = SV / MSV *10,

  • SV – amount of contributions transferred to the Pension Fund (16% of salary)
  • MCB is the maximum amount that can be converted into points. Changes annually:
      • 733,000 rubles in 2015
      • 796,000 rubles in 2016
      • 876,000 rubles in 2017

Let's calculate the number of points received by Ivan Volkov over the last three years:

  • 2015 with average earnings of 17,500 rubles. Amount of deductions: 17,500 * 12 * 16% = 33,600 rubles. Points earned: 33600 / (733,000 *16%) *10 = 2.86 points
  • 2016 with FWP 17.8 tr. Deductions: 34,176 rubles. Points: 34176 / (796,000 * 16%) * 10 = 2.68 points
  • In 2018, the man retires in November. Contributions are calculated based on contributions for 10 months. Will be transferred upon earnings of 18 thousand rubles. 28,800 rubles. Points: 28800 / (876,000 * 16%) * 10 = 1.62 points

Total collected over 3 years: 7.16 points, for the entire period: 96.46 points.

The formula for calculating the insurance payment is given above. We substitute the values ​​of our pensioner into it:

Pension amount in 2018 = (96.46 * 81.49) + 4982.9 = 12,843.42 rubles

The total pension in 2018, taking into account the length of service until 2015, will be 12,843 rubles.

Conclusion

  • The modern system of insurance pensions does not contain bonus conditions for those with long work experience. Recalculation of pensions after 40 years of work experience is not carried out; no special bonuses are provided for in the law
  • Persons who have worked for up to 40 years can receive the title of Veteran of Labor. Now it is assigned by regions and gives the right to benefits
  • The calculation of pension benefits for all citizens is carried out according to a single scheme and does not separate labor veterans into a separate category

The most popular questions and answers to them regarding pension increases

Question: I am a labor veteran and live in Moscow. I heard that I can get an increase in my pension if I give up benefits. What benefits are we talking about and what is the size of the increase?

Answer: Indeed, you can refuse to receive benefits in kind and choose monetary compensation. This applies to free travel on city and suburban railway transport, free medications with a doctor’s prescription. The amount of compensation is 837 rubles. The refusal can be issued at social work centers with the population.

Video to help

According to the innovations that have come into effect this year, pension calculations are now carried out using new formulas. According to the law, citizens whose work experience is 35 years have the right to receive an additional payment to their pension. And for those who have worked (officially) for more than forty years (40 years for women and 45 years for men), the state will pay an additional bonus larger size. Since this year, the pension has been split into two components:

  • insurance (calculated by multiplying the cost of one point by the total amount of all available points);
  • cumulative ( monthly payments in PF).

Thus, the size of the pension depends not only on how many years a citizen has been engaged in labor activity, but also on the average salary that the employee received each month. In April, during round table, the government has decided to increase benefits for women. The latter have a minimum of 30 years of work experience, as well as for men whose work experience is 35 years. Exactly what amount will now be paid to this category of pensioners can be calculated using the new calculation rules.

  1. Men and women whose work experience is equal to or exceeds 35 years and 30 years, respectively, receive an additional 1 coefficient to their pension.
  2. Additional payment for men and women whose work experience is equal to or exceeds 45 and 40 years, respectively, receive an additional payment in the amount of 5 coefficients.

Experience does not include years of higher education educational institution, but still included maternity leave, Military service. For the entire period of activity, up to 5 years of maternity leave can be included in the insurance period according to general calculations. Citizens who have worked for more than 35 years are able to secure larger pension amounts.

Thus, government authorities encourage an increase in the length of working life among the country's population. Thus, each year worked increases the amount of accruals by one factor. And at an average or higher level of wages, such an increase is quite noticeable.

Bonus points

It is also worth considering that working experience, which is 35 years, does not yet imply large pension payments. The fact is that the pension, according to the new legislation, directly depends on annual contributions. Therefore, if you work unofficially or receive menial wages, you most likely will not have to count on a large increase for length of service. However, in any case, pension payments will increase, since the value of the coefficient increases with each year of work. In addition, in certain cases, the new legislation provides for the receipt of bonus points. This applies to the following citizens of the Russian Federation.

  1. Men and women with 35 and 30 years of experience, respectively, subject to official work and receiving white wages.
  2. Men and women who have worked for 35 years and 30 years, respectively, and continue to work after retirement.
  3. Men and women with 35 and 30 years of service who earned the national average salary will receive premium bonuses and higher replacement rates.